909 7th Ave N, Saint Cloud, MN, 56303
About This Home
Opportunity awaits with this affordable 1.5-story home in St. Cloud! Offering plenty of potential for the right buyer. Features include a functional layout, spacious living areas, and the chance to build instant equity through improvements. Ideal for investors, renovators, or owner-occupants looking for a sweat-equity opportunity. Conveniently located near parks, shopping, dining, and everyday amenities with easy access to major roads and downtown St. Cloud. Bring your vision and unlock the possibilities this property has to offer. Property sold as-is.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 480
- Finished area above ground: 1,290
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 2,226
- Total interior livable area: 2,226 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 82480860000
- Zoning description: Residential-Single Family
- Foundation area: 936
Features
- Levels: One and One Half
- Stories: 1
Lot
- Lot size: 8,712 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 66 x 125
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $530 | $6,360 |
| Home Insurance * | $84 | $1,008 |
| Property Taxes | $134 | $1,608 |
| Electricity | $187 | $2,252 |
| Total | $935 | $11,220 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-05 | Listing removed | -- |
| 2025-08-04 | Listed for sale | $179,000 |
View on Zillow