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601 11th Ave N, Saint Cloud, MN, 56303

2beds
2baths
1,388sqft
$137,500
$99price/sqft
$1,113/moest. monthly cost
$44,520/yrincome needed

About This Home

On a generous corner lot where light stretches a little further and space feels a little freer, this 1895 brick home stands with character. It blends historic charm with modern comfort, featuring 9' ceilings on the main level, 8' ceilings upstairs, and beautiful wood floors throughout. Updated windows bring in natural light, while central air and forced gas heat provide year-round comfort. The enclosed 3-Season Porch offers a peaceful place to unwind. Upstairs you'll find 2 bedrooms, a full bath, and a 2nd kitchen and dining area, ideal for potential rental income or flexible living arrangements. A 3/4 bath and main level laundry add everyday convenience. Outside, the oversized corner lot provides room to throw the ball, rare space for an in-town garden and a large, detached shed offers excellent storage or workspace. Solid, adaptable, and full of potential, this home offers both warmth and opportunity in one inviting package.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

4/10
Madison Elementary SchoolGrades PK-51.1 mi
2/10
North Junior High SchoolGrades 6-81.2 mi
3/10
Apollo Senior High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished

Bathroom

  • Level: Main
  • Area: 30.5556
  • Dimensions: 6'8 x 4'7

Bathroom

  • Level: Upper
  • Area: 56
  • Dimensions: 8' x 7'

Bedroom

  • Level: Upper
  • Area: 110.6667
  • Dimensions: 13'10 x 8'

Bedroom2

  • Level: Upper
  • Area: 88
  • Dimensions: 11' x 8'

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 190
  • Dimensions: 19' x 10'

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,065

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,388
  • Total interior livable area: 1,388 sqft

Kitchen

  • Level: Main
  • Area: 140.9306
  • Dimensions: 12'2 x 11'7

Kitchen2Nd

  • Level: Upper
  • Area: 97.0417
  • Dimensions: 11'5 x 8'6

Living Room

  • Level: Main
  • Area: 176
  • Dimensions: 16' x 11'

Other

  • Level: Main
  • Area: 35
  • Dimensions: 7' x 5'

Other

  • Level: Lower
  • Area: 88
  • Dimensions: 11' x 8'

Porch

  • Level: Main
  • Area: 93
  • Dimensions: 18' x 5'2

Sitting Room

  • Level: Upper
  • Area: 108.1667
  • Dimensions: 11' x 9'10

Storage

  • Level: Lower
  • Area: 49
  • Dimensions: 7' x 7'

Utility Room

  • Level: Lower
  • Area: 204
  • Dimensions: 17' x 12'

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82519260000
  • Zoning description: Residential-Single Family
  • Foundation area: 942

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot
  • Lot size dimensions: 132' x 66'

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $695$8,340
Home Insurance *$110$1,320
Property Taxes $138$1,656
Electricity $170$2,050
Total$1,113$13,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,160/yr
40% on housing$33,390/yr
45% on housing$29,680/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 56303$111
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56303$131
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$144,900
2026-03-28Price change$149,900
2026-03-12Listed for sale$159,500
2017-01-02Listing removed$95,000
2016-07-01Listed for sale$95,000
2008-06-12Sold$52,000

For Sale by Agent

AgentTimothy Schmidt
BrokerageNew Century Real Estate

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