424 23rd Ave N, Saint Cloud, MN, 56303
About This Home
Charming and full of character, this adorable home is nestled in an established neighborhood right in the center of town—close to everything you need! A welcoming front porch invites you in and sets the tone for the warmth found throughout. The main floor features a comfortable living room, a bright kitchen with an eat-in dining area, one bedroom, and a full bath. Upstairs, you’ll find a spacious bedroom with an adjoining study area—perfect for a home office, reading nook, or creative space. The lower level includes a ¾ bath, offering added convenience and flexibility. Situated on a level lot, the backyard provides plenty of usable space along with a one-car garage and a large storage shed for all your extras. This sweet home offers charm, functionality, and a fantastic location all in one package!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1885
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Block,Full
Bedroom
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 775
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,377
- Total interior livable area: 1,377 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Study
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 82524170000
- Zoning description: Residential-Single Family
- Foundation area: 602
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch
- Fencing: None
Lot
- Lot size: 5,662 sqft
- Lot size dimensions: 45 x 108
Parking
- Total spaces: 1
- Parking features: Detached Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $904 | $10,848 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $114 | $1,368 |
| Electricity | $170 | $2,050 |
| Total | $1,331 | $15,972 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-26 | Listed for sale | $178,900 |
| 2026-02-23 | Listing removed | $178,900 |
| 2025-09-05 | Listed for sale | $178,900 |
| 2018-03-16 | Sold | $65,000 |
| 2017-06-27 | Listed for sale | $69,900 |
| 2014-05-30 | Sold | $26,000 |
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