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1333 Cypress Rd, Saint Cloud, MN, 56303

2beds
2baths
1,074sqft
$274,900
$256price/sqft
$2,034/moest. monthly cost
$81,360/yrincome needed

About This Home

Welcome to this well-maintained 2-bedroom, 2-bathroom home situated on a rare .40-acre corner lot with peaceful fields neighboring the backside of the property. Offering the perfect blend of move-in-ready comfort and future potential, this home is ready for its next owner. Inside, you'll find a functional layout with comfortable living spaces, an attached two-stall garage, and a concrete patio just off the dining room - perfect for relaxing or entertaining outdoors. The unfinished basement provides a blank slate to create additional living space, build equity, and customize the home to fit your needs. Enjoy peace of mind with several recent updates, including new shingles and gutters (2022), a new water heater (2024), and new carpet (2025). Large lots like this are hard to find in town, making this property a unique opportunity to enjoy extra outdoor space while still being close to everything St. Cloud has to offer. Whether you're looking for your first home, a place to downsize, or a home with room to grow, this property offers endless possibilities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
3/10
North Junior High SchoolGrades 6-82.7 mi
3/10
Apollo Senior High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1982

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,074

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,148
  • Total interior livable area: 1,074 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Laundry

  • Level: Main
  • Area: 56
  • Dimensions: 8x7

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 21x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82526290442
  • Zoning description: Residential-Single Family
  • Foundation area: 1074

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.41 Acres
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 178 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$220$2,640
Property Taxes $254$3,048
Electricity $170$2,050
Total$2,034$24,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,737/yr
40% on housing$61,020/yr
45% on housing$54,240/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 56303$110
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56303$131
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$274,900
2026-07-28Listed for sale$274,900

For Sale by Agent

AgentBrandi Hansen
BrokerageCentral MN Realty LLC

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