See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6209 Laurel Rd, Saint Cloud, MN, 56303

4beds
2baths
2,146sqft
$329,900
$154price/sqft
$2,447/moest. monthly cost
$97,880/yrincome needed

About This Home

Pride of ownership shows in this beautiful home in West St Cloud on a large mature lot. You will enjoy the sunroom with cozy gas fireplace overlooking the manicured backyard with paver patio, firepit, underground sprinkler system & 12'x20' storage shed. This 4 bed, 2 bath home has many recent updates including furnace, central air, windows, kitchen cabinets, bathrooms, appliances, heated garage w/ epoxy floor & much more. This home offers a wonderful combination of convenient location, updates, storage space & outdoor enjoyment.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
3/10
North Junior High SchoolGrades 6-82.6 mi
3/10
Apollo Senior High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Partially Finished,Storage Space,Sump Basket

Bedroom

  • Level: Upper
  • Area: 150.29
  • Dimensions: 11.3x13.3

Bedroom2

  • Level: Upper
  • Area: 133
  • Dimensions: 10x13.3

Bedroom3

  • Level: Lower
  • Area: 127.2
  • Dimensions: 12x10.6

Bedroom4

  • Level: Lower
  • Area: 104.4
  • Dimensions: 11.6x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Family Room

  • Level: Basement
  • Area: 226.8
  • Dimensions: 10.8x21

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 1,346

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,676
  • Total interior livable area: 2,146 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Living Room

  • Level: Main
  • Area: 197.2
  • Dimensions: 11.6x17

Other

  • Level: Basement
  • Area: 242
  • Dimensions: 11x22

Sun Room

  • Level: Main
  • Area: 265.2
  • Dimensions: 17x15.6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82526290407
  • Zoning description: Residential-Single Family
  • Foundation area: 1330

Features

  • Levels: Four or More Level Split
  • Patio & porch: Patio

Lot

  • Lot size: 0.42 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 120 x 151 x 120 x 151

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Floor Drain,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$264$3,168
Property Taxes $335$4,020
Electricity $180$2,171
Total$2,447$29,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,897/yr
40% on housing$73,410/yr
45% on housing$65,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 56303$109
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56303$131
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$329,900
2026-07-14Listed for sale$329,900

For Sale by Agent

AgentCraig Hiltner
BrokerageVoigtJohnson

Similar Homes