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939 Cypress Rd #41, Saint Cloud, MN, 56303

2beds
2baths
1,167sqft
$165,000
$141price/sqft
$1,268/moest. monthly cost
$50,720/yrincome needed

About This Home

Welcome. This inviting home offers an open floor plan; the kitchen is bright & functional, featuring oak cabinetry, walk-in pantry, & a convenient breakfast bar that leads to the main living area. Appreciate your oversized primary bedroom, plus both bedrooms offer generous walk-in closets for plenty of storage. Enjoy the convenience of upper-level laundry, along with several thoughtful updates throughout the home. Step outside to your private back patio, an ideal space to unwind or enjoy your morning coffee. The property also features an in-ground sprinkler system, and lawn maintenance and snow removal are taken care of, giving you more time to enjoy your home and less time on upkeep. Updates: Dryer & Dishwasher (2024), Furnace (2021), Water Heater (3 months old), AC (7/2026). Don't miss this move-in-ready home that combines comfort, convenience, and low-maintenance living.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
3/10
North Junior High SchoolGrades 6-82.8 mi
3/10
Apollo Senior High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,167

Garage

  • Area: 240
  • Dimensions: 20x12

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,167
  • Total interior livable area: 1,167 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Other

  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82526290840
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 576

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 871.20 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 30 x 29

Parking

  • Total spaces: 1
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$132$1,584
Property Taxes $132$1,584
Electricity $170$2,050
Total$1,268$15,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,474/yr
40% on housing$38,040/yr
45% on housing$33,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 56303$111
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56303$131
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$165,000
2021-03-09Sold$138,000
2021-02-06Pending sale$137,900
2021-02-04Listed for sale$137,900

For Sale by Agent

AgentJessica Vos
BrokerageEdina Realty, Inc

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