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1101 11th Ave S, Saint Cloud, MN, 56301

2beds
1baths
792sqft
$149,900
$189price/sqft
$1,176/moest. monthly cost
$47,040/yrincome needed

About This Home

Come check out this one level living in a convenient south side location .Some of the features are brand new roof , new thermo -tech windows , all new flooring, cozy front porch, super nice sized detached garage .Gas furnace, 200 amp electrical service. Has been a solid reliable rental home for many years and has a current rental license.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

2/10
3/10
South Junior High SchoolGrades 6-80.2 mi
3/10

Construction

Condition

  • Year built: 1926

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Exhaust Fan,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedroom

  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Bedroom2

  • Level: Main
  • Area: 72
  • Dimensions: 9X8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 139.2
  • Dimensions: 12X11.6

Features

  • Finished area below ground: 0
  • Finished area above ground: 849

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 792
  • Total interior livable area: 792 sqft

Kitchen

  • Level: Main
  • Area: 105.6
  • Dimensions: 11X9.6

Living Room

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Porch

  • Level: Main
  • Area: 57.6
  • Dimensions: 9.6X6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82509460000
  • Zoning description: Residential-Single Family
  • Foundation area: 849

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 45 x 120

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$94$1,128
Property Taxes $155$1,860
Electricity $170$2,050
Total$1,176$14,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,320/yr
40% on housing$35,280/yr
45% on housing$31,360/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$134
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$159,900
2026-04-30Price change$164,900
2026-04-07Price change$169,900
2026-03-19Price change$179,900
2026-03-12Listed for sale$189,900
2024-01-04Listing removed--
2023-12-12Listed for rent$950
2010-01-26Sold$50,000
2009-07-15Listing removed$80,000
2009-07-10Listed for sale$80,000
2009-04-27Sold$500
2006-03-23Sold$106,500

For Sale by Agent

AgentJohn Russell
BrokerageJohn Russell Real Estate Inc.

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