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1203 Liberty Ct, Sartell, MN, 56377

5beds
4baths
3,162sqft
$499,900
$158price/sqft
$3,668/moest. monthly cost
$146,720/yrincome needed

About This Home

If you’ve been waiting for space, functionality, and a great location—this is it. Welcome to this well-maintained 5-bedroom, 4-bath home tucked into a quiet cul-de-sac in desirable Sartell. With over 3,100 finished square feet, this home offers room to live, work, and entertain with ease. The main level features a bright, open layout with generous living and dining spaces, plus a kitchen designed for both everyday use and hosting. Cozy up by the fireplace or spread out with multiple living areas that provide flexibility for a home office, playroom, or guest space. Upstairs you’ll find four spacious bedrooms—including a private primary suite—with dual sinks, tub, shower & WIC. Another bedroom can be found on the lower level. Four total bathrooms to comfortably accommodate a busy household or visiting guests. Step outside to enjoy a mature, private yard—perfect for relaxing evenings or entertaining. The attached 3-stall garage offers plenty of space for vehicles, storage, and hobbies. Located just minutes from parks, schools, and everyday conveniences, this home combines quiet living with everyday accessibility.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
8/10
Sartell Middle SchoolGrades 6-82.0 mi
9/10

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Egress Window(s),Finished,Full,Sump Pump

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Level: Upper
  • Area: 174
  • Dimensions: 14.5x12

Bedroom3

  • Level: Upper
  • Area: 145
  • Dimensions: 14.5x10

Bedroom4

  • Level: Upper
  • Area: 138
  • Dimensions: 11.5x12

Bedroom5

  • Level: Lower
  • Area: 148.5
  • Dimensions: 13.5x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Family Room

  • Level: Lower
  • Area: 325
  • Dimensions: 25x13

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 990
  • Finished area above ground: 2,172

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,162
  • Total interior livable area: 3,162 sqft

Kitchen

  • Level: Main
  • Area: 149.5
  • Dimensions: 11.5x13

Laundry

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Living Room

  • Level: Main
  • Area: 260
  • Dimensions: 20x13

Office

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Recreation Room

  • Level: Lower
  • Area: 252
  • Dimensions: 21x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 92567150553
  • Zoning description: Residential-Single Family
  • Foundation area: 1088

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Wrap Around

Lot

  • Lot size: 0.76 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 153 x 167 x 41 x 199 x 135

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$345$4,140
Property Taxes $530$6,360
Electricity $266$3,200
Total$3,668$44,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,760/yr
40% on housing$110,040/yr
45% on housing$97,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 56377$171
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56377$164
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$514,900
2026-04-24Listing removed$515,000
2026-04-18Price change$515,000
2026-03-27Listed for sale$519,900
2026-01-13Listing removed$519,900
2025-12-16Price change$519,900
2025-10-18Listed for sale$524,900
2025-10-10Listing removed$525,000
2025-09-03Price change$525,000
2025-08-25Listed for sale$530,000
2022-07-28Sold$440,000
2022-07-05Pending sale$450,000
2022-06-06Price change$450,000
2022-05-18Price change$499,900
2022-05-06Price change$529,000
2022-04-30Listed for sale$539,000

For Sale by Agent

AgentAmy Johnson
BrokerageCentral MN Realty LLC

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