609 20th Ave N, Sartell, MN, 56377
About This Home
Welcome home to this well maintained, one-owner two-story nestled in a quiet cul-de-sac on a .58-acre lot with a peaceful pond backdrop! Offering over 3,100 finished square feet, this spacious home features 5 bedrooms, 4 bathrooms, and an oversized 4-stall garage that has a 18x8 garage door, that can easily fit 2 large trucks side by side, plus a huge parking pad with plenty of room for guests, toys, or additional vehicles. Step inside and enjoy the warmth of engineered hardwood floors, generous living spaces, gas fireplace, jetted primary tub and a functional layout designed for everyday living and entertaining. The spacious family room is perfect for gathering and includes a pool table area ideal for entertaining year-round. The finished lower level features a private fifth bedroom with its own on suite bathroom, making it perfect for guests, multigenerational living, or a private office setup. Located in a desirable cul-de-sac setting, you’ll love the fenced backyard overlooking the pond, sprinkler system that pumps out of the pond, privacy, room to play, and beautiful views in every season.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Age Over 8 Years,Architectural Shingle,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Water Heater,Water Filtration System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Drain Tiled,Finished,Full,Storage Space,Sump Pump
Bedroom
- Level: Upper
- Area: 195
- Dimensions: 15x13
Bedroom2
- Level: Upper
- Area: 140
- Dimensions: 14x10
Bedroom3
- Level: Upper
- Area: 120
- Dimensions: 12x10
Bedroom4
- Level: Upper
- Area: 156
- Dimensions: 13x12
Bedroom5
- Level: Lower
- Area: 165
- Dimensions: 15x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 140
- Dimensions: 14x10
Family Room
- Level: Basement
- Area: 429
- Dimensions: 33x13
Features
- Number of fireplaces: 1
- Fireplace features: Brick,Gas,Living Room,Stone
- Fireplace: Yes
- Finished area below ground: 940
- Finished area above ground: 2,160
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,100
- Total interior livable area: 3,100 sqft
Kitchen
- Level: Main
- Area: 154
- Dimensions: 14x11
Laundry
- Level: Main
Living Room
- Level: Main
- Area: 221
- Dimensions: 17x13
Office
- Level: Main
- Area: 156
- Dimensions: 13x12
Storage
- Level: Lower
- Area: 150
- Dimensions: 15x10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 92571150637
- Zoning description: Residential-Single Family
- Foundation area: 1080
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Fencing: Chain Link
- Topography of land: Level
Lot
- Lot size: 0.58 Acres
- Features: Irregular Lot,Tree Coverage - Medium
- Lot size dimensions: irreg
Parking
- Total spaces: 4
- Parking features: Attached,Concrete,Garage,Garage Door Opener,Heated Garage,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,472 | $29,664 |
| Home Insurance * | $338 | $4,056 |
| Property Taxes | $513 | $6,156 |
| Electricity | $261 | $3,137 |
| Total | $3,584 | $43,008 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $489,000 |
| 2026-07-14 | Listing removed | $495,000 |
| 2026-06-28 | Price change | $495,000 |
| 2026-05-15 | Listed for sale | $499,900 |
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