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826 3rd St N, Sartell, MN, 56377

5beds
3baths
3,995sqft
$414,900
$104price/sqft
$2,969/moest. monthly cost
$118,760/yrincome needed

About This Home

Beautifully updated and centrally located in Sartell, this impressive 5-bedroom, 3-bath home offers space, comfort, and quality throughout. This incredible kitchen features in-floor heat, custom cabinetry highlighted by under cabinet & toe kick lighting, granite countertops, and attractive appliances, including a double oven—perfect for everyday living and entertaining. The private primary suite includes a generous bedroom, walk-in closet, and ensuite bath. Above the garage, you’ll find a large bonus room along with additional bedrooms, while abundant storage is found throughout the home. The finished lower level provides a warm and inviting family area, an additional bedroom, flex room and a full bath with whirlpool tub for added relaxation. Outdoors, mature trees create a private setting ideal for entertaining on the deck or exposed aggregate patio. Additional highlights include a 3-stall heated garage, steel siding, large deck, patio & firepit and in-ground fencing to keep the family fur babies safely contained! A must-see home offering space, updates, and a fantastic location!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
Sartell Middle SchoolGrades 6-80.4 mi
9/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Asphalt
  • Construction materials: Block,Post and Beam

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Refrigerator,Wall Oven,Washer,Water Softener Owned
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished

Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom5

  • Level: Lower
  • Area: 252
  • Dimensions: 18x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 400
  • Dimensions: 25x16

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Family Room

  • Level: Lower
  • Area: 425
  • Dimensions: 25x17

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,192
  • Finished area above ground: 2,803

Flex Room

  • Level: Lower
  • Area: 99
  • Dimensions: 11x9

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,995
  • Total interior livable area: 3,995 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Laundry

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 92571720107
  • Zoning description: Residential-Single Family
  • Foundation area: 2803

Features

  • Levels: Four or More Level Split
  • Patio & porch: Deck
  • Fencing: Invisible

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 90 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$286$3,432
Property Taxes $250$3,000
Electricity $336$4,043
Total$2,969$35,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,794/yr
40% on housing$89,070/yr
45% on housing$79,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 56377$173
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56377$164
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$434,900
2020-05-14Sold$335,667
2020-04-08Pending sale$339,900
2020-03-06Listed for sale$339,900
2019-11-19Listing removed$349,900
2019-07-19Price change$349,900
2019-06-17Listed for sale$359,900

For Sale by Agent

AgentChristopher Hauck
BrokerageColdwell Banker Realty

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