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424 13th Ave N, Sartell, MN, 56377

4beds
3baths
2,420sqft
$409,900
$169price/sqft
$2,967/moest. monthly cost
$118,680/yrincome needed

About This Home

Gorgeous, well-maintained split foyer home in Sartell! Situated on a corner lot with a heavily wooded backyard, this property offers a private, natural setting with a creek running through the yard. Enjoy outdoor living on the spacious 14 x 14.5 deck overlooking the serene backyard. The kitchen features hickory cabinetry, and the home includes generously sized bedrooms with walk-in closets and a spacious primary suite. The lower-level family room offers a cozy fireplace, and additional features include an in-ground sprinkler system and a 3-car garage. A wonderful opportunity to own a well-cared-for home.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

9/10
Sartell Middle SchoolGrades 6-80.8 mi
9/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Upper
  • Area: 196
  • Dimensions: 14 x 14

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11 x 10

Bedroom3

  • Level: Lower
  • Area: 120
  • Dimensions: 12 x 10

Bedroom4

  • Level: Lower
  • Area: 196
  • Dimensions: 14 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 105
  • Dimensions: 10 x 10.5

Family Room

  • Level: Lower
  • Area: 416
  • Dimensions: 26 x 16

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,146
  • Finished area above ground: 1,274

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,694
  • Total interior livable area: 2,420 sqft

Kitchen

  • Level: Upper
  • Area: 115.5
  • Dimensions: 11 x 10.5

Living Room

  • Level: Upper
  • Area: 216
  • Dimensions: 16 x 13.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 92572290121
  • Zoning description: Residential-Single Family
  • Foundation area: 2420

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot
  • Lot size dimensions: 90 x 155

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$283$3,396
Property Taxes $408$4,896
Electricity $204$2,449
Total$2,967$35,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,725/yr
40% on housing$89,010/yr
45% on housing$79,120/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 56377$171
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56377$164
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$399,900
2026-07-31Listed for sale$409,900
2017-09-28Listing removed$239,900
2017-07-19Price change$239,900
2017-05-18Price change$249,900
2017-04-27Listed for sale$259,900
2015-08-28Sold$8,395
2004-11-19Sold$217,900

For Sale by Agent

AgentHannah Rasmussen
BrokerageEdina Realty, Inc

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