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1425 4th St N, Sartell, MN, 56377

5beds
2baths
2,184sqft
$344,900
$158price/sqft
$2,515/moest. monthly cost
$100,600/yrincome needed

About This Home

Welcome to 1425 4th St N, Sartell, MN! A beautifully maintained 5-bedroom, 2-bathroom home located on a quiet cul-de-sac in the highly desirable Sartell School District. This move-in-ready home offers the perfect blend of comfort, space, and privacy with durable steel siding, a spacious double-stall garage, and a backyard overlooking scenic wetlands with no neighbors behind. Enjoy your morning coffee or evening sunsets from the recently repainted deck while taking in the peaceful views. Inside, you'll find a functional floor plan featuring a spacious kitchen with stainless steel appliances, a cozy gas fireplace, and plenty of room for everyday living and entertaining. The home has been thoughtfully cared for with numerous updates, including a new gas water heater in 2026, roof replaced in 2022, and a newly paved driveway. If you're looking for a home that has been exceptionally maintained in a fantastic location with beautiful views and room to grow, this is one you won't want to miss. Schedule your showing today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

9/10
Sartell Middle SchoolGrades 6-81.0 mi
9/10

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Double Oven,Dryer,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: In Basement,Gas Dryer Hookup,Lower Level,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Other,Storage Space,Sump Pump

Bathroom

  • Level: Upper
  • Area: 45
  • Dimensions: 5x9

Bathroom

  • Level: Lower
  • Area: 54
  • Dimensions: 6x9

Bedroom

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedroom2

  • Level: Upper
  • Area: 108
  • Dimensions: 9x12

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Lower
  • Area: 117
  • Dimensions: 9x13

Bedroom5

  • Level: Lower
  • Area: 117
  • Dimensions: 9x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 90
  • Dimensions: 9x10

Family Room

  • Level: Lower
  • Area: 391
  • Dimensions: 17x23

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,080
  • Finished area above ground: 1,104

Foyer

  • Level: Main
  • Area: 35
  • Dimensions: 5x7

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Kitchen

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Laundry

  • Level: Lower
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Level: Upper
  • Area: 234
  • Dimensions: 13x18

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 92570440209
  • Zoning description: Residential-Single Family
  • Foundation area: 2184

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Other,Wrap Around

Lot

  • Lot size: 0.32 Acres
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 190 x 178 x 108 x 48

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Electric,Garage Door Opener,Insulated Garage,Other,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$238$2,856
Property Taxes $349$4,188
Electricity $184$2,210
Total$2,515$30,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,228/yr
40% on housing$75,450/yr
45% on housing$67,066/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 56377$171
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56377$164
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$344,900
2026-08-03Listed for sale$344,900
2015-06-02Sold$167,500
2015-04-03Pending sale$175,000
2015-03-05Listed for sale$175,000
2015-01-10Listing removed$174,900
2014-09-23Price change$174,900
2014-07-04Listed for sale$179,900

For Sale by Agent

AgentLindy Hennen
BrokerageCentral MN Realty LLC

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