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500 Hickman Dr, Sauk Centre, MN, 56378

3beds
3baths
1,534sqft
$639,500
$417price/sqft
$4,563/moest. monthly cost
$182,520/yrincome needed

About This Home

Built in 1974 with an addition in 2000 here is a 3 bed 2.5 bath Walk-Out Rambler on a level .48 Acre lot on 2126 Acre Big Sauk Lake w/ 101 feet of frontage!! Property Features: City Water/Sewer, Steel Siding, New Roof in 2025, Oversized 26x34 2 stall garage, Nice Deck Overlooking Lake, Large Primary Suite, Full Finished basement & Multiple living spaces throughout the home!!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Sauk Centre MiddleGrades 5-61.6 mi
8/10
Sauk Centre SecondaryGrades 7-121.6 mi
8/10

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Electric Dryer Hookup,Laundry Room,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 1,534
  • Finished area above ground: 1,590

Heating & Cooling

  • Heating features: Boiler,Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,534
  • Total interior livable area: 1,534 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 94583670000
  • Zoning description: Residential-Single Family
  • Foundation area: 1642

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: None
  • Has view: Yes
  • View description: Bay,City Lights,East,Lake
  • Has water view: Yes
  • Water view: Bay,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Soft)
  • Frontage length: Water Frontage: 101

Lot

  • Lot size: 0.48 Acres
  • Features: Accessible Shoreline,Tree Coverage - Light
  • Lot size dimensions: 101 x 207

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,233$38,796
Home Insurance *$377$4,524
Property Taxes $783$9,396
Electricity $170$2,050
Total$4,563$54,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,445/yr
40% on housing$136,890/yr
45% on housing$121,680/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 56378$212
Stearns County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 56378$153
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$694,500
2026-04-15Listed for sale$725,000
1996-08-01Sold$96,000

For Sale by Agent

AgentNeal Leagjeld
BrokerageColdwell Banker Crown Realtors

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