553 Lake St N, Sauk Centre, MN, 56378
About This Home
Check this out! An Executive 3 bed, 3 bath Sauk Lake home with a triple attached & heated garage! This custom built 2 story is located on a nice level lot with over 225' of lakeshore. Some main features are the granite counters, tile & bamboo floors, walk-in closets, large southern facing windows, spacious rooms, a Jenn-Air gas stove, surround sound audio, smart home controls for lights, temp & security, zoned in-floor heat, a steam shower & a jetted tub! You'll love the amazing views & sunsets on the lake from the decks & upper balcony! (Buyer's agent to verify all measurements/info.)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Age Over 8 Years,Asphalt,Pitched
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Main Level
Basement
- Basement: None
Bathroom
- Level: Main
- Area: 40.15
- Dimensions: 5.5x7.3
Bathroom
- Level: Upper
- Area: 76
- Dimensions: 7.6x10
Bedroom
- Level: Main
- Area: 302.6
- Dimensions: 17x17.8
Bedroom2
- Level: Upper
- Area: 180
- Dimensions: 15x12
Bedroom3
- Level: Upper
- Area: 161
- Dimensions: 11.5x14
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Main
- Area: 144
- Dimensions: 12x12
Deck
- Level: Main
- Area: 260
- Dimensions: 20x13
Deck
- Level: Upper
- Area: 243.75
- Dimensions: 12.5x19.5
Features
- Number of fireplaces: 1
- Fireplace features: Double Sided,Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,484
Foyer
- Level: Main
- Area: 169
- Dimensions: 13x13
Heating & Cooling
- Heating features: Boiler,Hot Water,In-Floor Heating,Zoned
- Cooling features: Central Air
Interior Area
- Total structure area: 3,484
- Total interior livable area: 3,484 sqft
Kitchen
- Level: Main
- Area: 256
- Dimensions: 16x16
Laundry
- Level: Main
- Area: 73.5
- Dimensions: 7x10.5
Living Room
- Level: Main
- Area: 400
- Dimensions: 20x20
Office
- Level: Main
- Area: 144
- Dimensions: 12x12
Other
- Level: Main
- Area: 209
- Dimensions: 19x11
Other
- Level: Main
Primary Bathroom
- Level: Main
- Area: 183.6
- Dimensions: 10.8x17
Storage
- Level: Main
Storage
- Level: Main
Utility Room
- Level: Main
Utility Room
- Level: Upper
- Area: 56
- Dimensions: 8x7
Walk In Closet
- Level: Main
- Area: 76
- Dimensions: 10x7.6
Walk In Closet
- Level: Upper
- Area: 24
- Dimensions: 4x6
Walk In Closet
- Level: Upper
- Area: 24
- Dimensions: 4x6
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 94585850000
- Zoning description: Residential-Single Family
- Foundation area: 2538
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Deck
- Has view: Yes
- View description: Lake,Panoramic,River,South,West
- Has water view: Yes
- Water view: Lake,River
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Gravel,Hard,Rocky,Soft)
Lot
- Lot size: 0.41 Acres
- Features: Irregular Lot
- Lot size dimensions: 225 x 35 x 134 x 171
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,054 | $60,648 |
| Home Insurance * | $589 | $7,068 |
| Property Taxes | $1,744 | $20,928 |
| Electricity | $293 | $3,526 |
| Total | $7,680 | $92,160 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $999,500 |
| 2025-10-24 | Price change | $1,050,000 |
| 2025-07-29 | Listed for sale | $1,195,000 |
| 2021-06-11 | Sold | $620,000 |
| 2021-05-18 | Pending sale | $649,900 |
| 2021-05-06 | Listed for sale | $649,900 |
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