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6636 Hidden Ln, South Haven, MN, 55382

4beds
2baths
3,811sqft
$449,500
$118price/sqft
$3,190/moest. monthly cost
$127,600/yrincome needed

About This Home

Check out this one of a kind County listing... tired of being too hot or too cold to swim? Here you go, it can be sunny and 75* every day if you want. This affordable home has everything that you have dreamed of...a rural setting with some elbow room, a convenient location, a well maintained home, an area for an indoor golf simulator, a heated indoor pool...and more.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Kimball Elementary SchoolGrades PK-52.3 mi
9/10
Kimball SecondaryGrades 6-122.7 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Main
  • Area: 187
  • Dimensions: 11x17

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Bedroom3

  • Level: Lower
  • Area: 140
  • Dimensions: 10x14

Bedroom4

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Lower
  • Area: 440
  • Dimensions: 20x22

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 2,785
  • Finished area above ground: 1,026

Foyer

  • Level: First
  • Area: 48
  • Dimensions: 8x6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,812
  • Total interior livable area: 3,811 sqft

Kitchen

  • Level: Main
  • Area: 209
  • Dimensions: 19x11

Living Room

  • Level: Main
  • Area: 209
  • Dimensions: 19x11

Sauna

  • Level: Lower
  • Area: 1760
  • Dimensions: 40x44

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 09059380004
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 2786

Features

  • Levels: Multi/Split
  • Private pool: Yes
  • Pool features: In Ground,Heated,Indoor

Lot

  • Lot size: 1.17 Acres
  • Lot size dimensions: getting

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,272$27,264
Home Insurance *$277$3,324
Property Taxes $320$3,840
Electricity $321$3,857
Total$3,190$38,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,371/yr
40% on housing$95,700/yr
45% on housing$85,066/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 55382$164
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 55382$169
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$449,500
2026-07-02Listed for sale$469,500
1998-08-07Sold$107,000

For Sale by Agent

AgentChad Carlson
BrokerageNational Realty Guild

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