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13672 Campfire Cir, South Haven, MN, 55382

3beds
2baths
1,102sqft
$99,000
$90price/sqft
$806/moest. monthly cost
$32,240/yrincome needed

About This Home

Enjoy year-round living in the highly desirable Clearwater Forest Community! This well-maintained 2002 Skyline-Elkhart double-wide manufactured home offers 3 bedrooms, 2 bathrooms, and approximately 1.102 square feet of comfortable living space (58'X19'). The spacious primary suite features an en-suite bathroom, while recent updates include a new skylight, new kitchen appliances, and new carpeting in the living and dining areas. A 10'X12' storage shed provides extra space for your tools and recreational gear. Clearwater Forest offers an incredible lifestyle with amenities including in-ground pool, playground, showers, fish cleaning station, community activities throughout the summer, and available boat slip rentals for just $600 per year. Enjoy access to a beautiful 3,200-acre lake known for excellent fishing, boating, and endless out door fun. An added bonus is the available space to build a single-stall garage. Whether you're looking for a year-round residence or a recreational retreat, this home offers the perfect blend of comfort, community, and lake living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10
Annandale Middle SchoolGrades 6-84.0 mi
8/10

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Iron Filter,Microwave,Washer

Basement

  • Basement: None

Bathroom

  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Bathroom

  • Level: Main
  • Area: 60
  • Dimensions: 10x6

Bedroom

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Bedroom2

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedroom3

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Family Room

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,102

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,102
  • Total interior livable area: 1,102 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Laundry

  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Walk In Closet

  • Level: Main
  • Area: 24
  • Dimensions: 6x4

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: TBD
  • Zoning description: Other
  • Foundation area: 1102

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Shared
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Association Access,Dock,Lake View,Shared

Lot

  • Lot size: 42.26 Acres
  • Lot size dimensions: irregular

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$61$732
Property Taxes $75$900
Electricity $170$2,050
Total$806$9,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,634/yr
40% on housing$24,180/yr
45% on housing$21,493/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 55382$170
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 55382$169
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$89,000
2026-07-31Price change$99,000
2026-06-23Price change$110,000
2026-05-19Listed for sale$125,000
2017-07-12Listing removed$49,900
2017-07-11Listed for sale$49,900

For Sale by Agent

AgentConnie C Schauf
BrokerageColdwell Banker Realty

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