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607 E Elm St, Three Forks, MT, 59752

3beds
3baths
1,600sqft
$599,000
$374price/sqft
$3,594/moest. monthly cost
$143,760/yrincome needed

About This Home

Built in 2024, this thoughtfully designed 3 bed, 2.5 bath home offers warmth, character, and modern convenience — all in-town with no HOA. Located directly across from the golf course and just steps from the park and Three Forks ponds, you’ll enjoy outdoor recreation right outside your door and to Three Forks schools. Natural light fills the open main living space, highlighted by rich wood flooring, custom cabinetry, and a cozy fireplace. The kitchen features abundant storage and a spacious island for gathering. Upstairs you'll find a comfortable primary bedroom with en-suite bath, along with two additional bedrooms and a full bathroom. Outside, enjoy a fully fenced backyard and a detached garage with extensive built-in storage.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

3/10
3/10
Three Forks 7-8Grades 6-80.5 mi
6/10
Three Forks High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Hardwood
  • Finished area above ground: 1,536

Heating & Cooling

  • Heating features: None
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: RDC11122
  • Zoning description: R1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Avalanche
Cold Wave
Earthquake
Lightning
Hail
Inland Flooding
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $198$2,376
Property Taxes $217$2,604
Electricity $151$1,812
Total$3,594$43,128

Income You'd Need if You Spent...

35% on housing$123,222/yr
40% on housing$107,820/yr
45% on housing$95,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 59752$861
Gallatin County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 59752$274
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Listed for sale$629,000
2021-01-12Listing removed--
2020-12-13Pending sale$144,900
2020-12-11Listed for sale$144,900

For Sale by Agent

AgentJoseph Wootan
BrokerageLISTWITHFREEDOM.COM INC

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