See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1302 S 3rd Ave, Bozeman, MT, 59715

5beds
2baths
2,090sqft
$849,000
$406price/sqft
$4,986/moest. monthly cost
$199,440/yrincome needed

About This Home

Located just a few blocks from Montana State University, this property at 1302 S. 3rd offers versatility, space, and an exceptional Bozeman location. With 5 bedrooms and 2 bathrooms, the home is filled with natural light from large windows and features hardwood flooring, new carpet on the main level, and updated bathrooms. Abundant built-in cabinetry provides excellent storage, while the private patio creates a quiet outdoor retreat. Designed with flexibility in mind, the property can function as a duplex, a single-family home with a separate apartment, or be enjoyed as one spacious single-family residence. The layout is ideal for MSU students, multi-generational living, or generating rental income, with the option to live on the main level and rent out the lower level. Walk or bike to campus, grab coffee downtown, explore nearby trails, and take full advantage of everything Bozeman has to offer. This is more than a home—it’s a chance to settle into a lifestyle defined by convenience, character, and connection to the community.

Getting Around

66
WalkingSomewhat Walkable
27
TransitSome Transit
71
BikeVery Bikeable

Schools

8/10
Longfellow SchoolGrades PK-50.5 mi
8/10
Sacajawea Middle SchoolGrades 6-81.6 mi
8/10
Bozeman High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Bathroom,Bedroom,Egress Windows,Kitchen,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace
  • Flooring: Hardwood,Laminate,Partially Carpeted,Tile
  • Fireplace features: Basement,Gas,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,045

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,090
  • Total interior livable area: 2,090 sqft

Property

Details

  • Parcel number: RGH21044
  • Zoning description: RA
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Concrete Driveway,Landscaping
  • Fencing: Partial
  • Waterfront features: None

Lot

  • Lot size: 6,359 sqft
  • Features: Lawn,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Earthquake
Hail

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance $207$2,484
Property Taxes $335$4,020
Electricity $151$1,812
Total$4,986$59,832

Income You'd Need if You Spent...

35% on housing$170,948/yr
40% on housing$149,580/yr
45% on housing$132,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 59715$615
Gallatin County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 59715$436
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$849,000
2026-03-30Pending sale$849,000
2026-03-27Listed for sale$849,000
2026-03-19Listing removed$849,000
2026-02-09Pending sale$849,000
2026-02-05Listed for sale$849,000
2024-10-14Listing removed$2,100
2024-01-12Listing removed--
2024-01-08Price change$2,100
2023-12-30Listed for rent$2,400
2023-12-11Listing removed--
2023-12-09Listed for rent$2,400

For Sale by Agent

AgentKathy Simkins
BrokerageBerkshire Hathaway - Bozeman

Similar Homes