707 Montana St, Belgrade, MT, 59714
About This Home
Unique Property with Rural Retreat Feeling just a few blocks from downtown Belgrade. Spacious tri-level home on a .321 acre lot. 4 Bedrooms, 2 Full Bathrooms, Large Entertainment/Family Room, Living Room, Dining Room, Laundry Room, Large Patio, 2 Car Garage, Farmhouse Style Kitchen, and a Shop Building. Many updates includes: Solar Power (14-panel grid-tied solar array); three gas fireplaces; tile floors in both bathrooms; radiant floor heat in the lower-level bathroom; pine plank flooring on main level; new windows on ground floor. Solar provides approximately 5.25 Mega Watts of energy a year. Fenced backyard, mature spruce and fir trees, many established fruit trees, berry bushes, and grape vine and arbor. Other permaculture lifestyle features include: raised bed kitchen garden for growing annual veggies; two large perennial food-forest gardens with established fruit trees, berry bushes, culinary herbs, and herbal teas. The gardens have produced an average of 500lbs of food annually.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Roof: Asphalt
- Construction materials: Hardboard
Type & Style
- Home type: SingleFamily
- Architectural style: Split-Foyer,Tri-Level,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Bathroom,Bedroom,Daylight,Garage Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace,Vaulted Ceiling(s),Window Treatments
- Window features: Window Coverings
- Flooring: Hardwood,Partially Carpeted,Tile
- Fireplace features: Basement,Gas
- Fireplace: Yes
- Finished area above ground: 1,668
Heating & Cooling
- Heating features: Baseboard,Electric,Radiant Floor
- Cooling features: Ceiling Fan(s),Wall/Window Unit(s)
Interior Area
- Total structure area: 2,532
- Total interior livable area: 2,532 sqft
Property
Details
- Parcel number: RFF14767
- Zoning description: N
- Special condition: None
Features
- Levels: Multi/Split
- Stories: 3
- Patio & porch: Deck
- Exterior features: Concrete Driveway,Garden,Landscaping
- Fencing: Partial,Picket,Wood
- Has view: Yes
- View description: Mountain(s),Southern Exposure,Trees/Woods
Lot
- Lot size: 0.32 Acres
- Features: Lawn,Landscaped
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Basement,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Earthquake
- Lightning
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Gallatin County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,109 | $37,308 |
| Home Insurance | $203 | $2,436 |
| Property Taxes | $124 | $1,488 |
| Electricity | $173 | $2,086 |
| Total | $3,609 | $43,308 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $639,000 |
| 2025-11-01 | Listing removed | $649,500 |
| 2025-09-03 | Price change | $649,500 |
| 2025-06-18 | Price change | $664,000 |
| 2025-05-27 | Listed for sale | $674,000 |
| 2015-03-11 | Sold | -- |
| 2015-01-16 | Pending sale | $244,000 |
| 2014-11-13 | Price change | $244,000 |
| 2014-09-27 | Listed for sale | $249,000 |
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