See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

677 Lambert Chapel Rd, Siler City, NC, 27344

3beds
2baths
1,674sqft
$599,900
$358price/sqft
$3,822/moest. monthly cost
$152,880/yrincome needed

About This Home

Nestled back off the road on 20 acres and surrounded by trees is this beautifully maintained modular home waiting for its new owner. New roof July 2024 & New Heat Pump March 2024. The home has a covered front porch for relaxing and enjoying natures beauty. The primary suite offers a walk in closet, garden tub and separate shower. 2nd/3rd bedrooms also offer walk in closets. The great room has a fireplace with an electric heater but can be changed out to accommodate gas logs. The floor plan is open with built ins in the dining room and crown molding. The kitchen offers great working counter space, center island, raised counter area for extra seating, built in oven/microwave, dishwasher, stove top and refrigerator. All window treatments will remain. Washer/Dryer connections are in the side mud room and has laundry sink and built in work space. Home is approx 23 miles from the Toyota site and approx 8 1/2 miles from the Wolfspeed site. Make sure you don't miss this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Bennett SchoolGrades PK-86.7 mi
5/10
Chatham Central HighGrades 9-128.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area above ground: 1,674

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,674
  • Total interior livable area: 1,674 sqft

Property

Details

  • Parcel number: 0065723
  • Zoning: R-1
  • Special condition: Owner Sale
  • Exclusions: Light Fixture In Dining Area Will Be Changed.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 20.02 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Hurricane
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Chatham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$212$2,544
Property Taxes $377$4,524
Electricity $200$2,405
Total$3,822$45,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,040/yr
40% on housing$114,660/yr
45% on housing$101,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 27344$255
Chatham County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 27344$164
Chatham County$256

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-16Price change$599,900
2025-04-17Listed for sale$629,900

For Sale by Agent

AgentLowanda McDowell
BrokerageMcDowell Real Estate

Similar Homes