See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6992 Riverpoint Road, Elm City, NC, 27822

4beds
3baths
3,018sqft
$599,900
$199price/sqft
$4,080/moest. monthly cost
$163,200/yrincome needed

About This Home

Life is better on the water! Step into this well-maintained two-story home on the Tar River Reservoir and fall in love. Inside, you will find classic charm with touches of modern updates. Downstairs features lots of living space, with a formal dining room, den, and formal living room that could also make an excellent home office. Step into the kitchen with breakfast nook area where you will have stunning water views from every window. The updated kitchen includes granite countertops, a full stainless steel appliance package, and plenty of storage and space for preparing a meal at home while enjoying stunning water views from every window. You will be sure to love the four-season sunroom on the rear of the home that also overlooks the water. The amenities continue into the fenced in yard with a private dock, storage building, and several fruit producing trees and bushes, including pear, apple, plum, blueberry, raspberry, and a black walnut tree. Be sure to bring your boat, jet skis, paddle boards and kayak! With the Natural beauty of the Tar River Reservoir in your backyard, the fun never ends!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Coopers ElementaryGrades PK-53.2 mi
7/10
Nash Central MiddleGrades 6-87.1 mi
5/10
Nash Central HighGrades PK,9-126.3 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Ceiling Fan(s),Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Gas Pack,Fireplace(s),Forced Air,Hot Water,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,018
  • Total interior livable area: 3,018 sqft

Property

Details

  • Parcel number: 372700711944.00
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Chain Link,Back Yard
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Pier,Bulkhead
  • Frontage type: River
  • Living area range: 3000 - 3499

Lot

  • Lot size: 1.03 Acres
  • Features: Bulkhead,Pier
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Tornado
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$357$4,284
Property Taxes $409$4,908
Electricity $281$3,373
Total$4,080$48,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,885/yr
40% on housing$122,400/yr
45% on housing$108,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 27822$156
Nash County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 27822$154
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$629,900
2025-10-07Listed for sale$649,900
2017-10-02Sold$310,000
2017-08-21Pending sale$322,000
2017-08-16Price change$322,000
2017-08-02Price change$329,500
2017-07-17Price change$332,000
2017-06-26Listed for sale$334,500
2017-05-23Listing removed$324,500
2017-03-24Price change$324,500
2017-01-05Price change$349,500
2016-07-27Price change$354,500
2016-06-23Listed for sale$358,500

For Sale by Agent

AgentZachary Bass
BrokerageKeystone Realty, LLC

Similar Homes