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821 S Pine Street, Rocky Mount, NC, 27803

2beds
1baths
929sqft
$135,000
$145price/sqft
$1,054/moest. monthly cost
$42,160/yrincome needed

About This Home

Welcome to your new cozy retreat! This adorable two-bedroom, one-bath home features an inviting living room perfect for relaxation. Enjoy cooking in the well-equipped kitchen with ample storage. Dining room for family meals and entertaining friends. Outdoor Storage Building ideal for tools and hobbies, keeping your space organized. Don't miss out on this lovely gem! Schedule your showing today!

Getting Around

52
WalkingSomewhat Walkable
27
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

4/10
3/10
3/10
Rocky Mount HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 929
  • Total interior livable area: 929 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 375905273980
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 7,405 sqft
  • Features: Open Lot
  • Lot size dimensions: 50 x 50 x 150

Parking

  • Parking features: None,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$102$1,224
Property Taxes $70$840
Electricity $200$2,405
Total$1,054$12,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,137/yr
40% on housing$31,620/yr
45% on housing$28,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 27803$92
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27803$136
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listing removed$135,000
2025-12-15Listed for sale$135,000
2025-02-08Listing removed$1,300
2025-01-18Listed for rent$1,300
2024-07-16Listing removed--
2024-06-25Listed for rent$1,100
2021-03-31Sold$79,500
2021-02-25Pending sale$79,500
2021-02-20Listed for sale$79,500
2020-02-26Sold$33,000

For Sale by Agent

AgentKia Settles
BrokerageEXP Realty LLC - C

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