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406 Clifton Road, Rocky Mount, NC, 27804

2beds
1baths
1,128sqft
$169,500
$150price/sqft
$1,246/moest. monthly cost
$49,840/yrincome needed

About This Home

Affordable homeownership starts here with this move-in ready ranch offering hardwood floors, a spacious fenced backyard, and two versatile storage buildings--all for under $170,000. Ideal for first-time buyers, investors, or anyone seeking an affordable home with room to personalize, this 2-bedroom, 1-bath property features a comfortable layout designed for everyday living. The welcoming living room flows seamlessly into the generously sized kitchen and dining area, creating an inviting space for meals, gatherings, and daily routines. Outside, the large fenced backyard provides ample room for pets, gardening, recreation, outdoor entertaining, or simply relaxing. Two detached storage buildings add exceptional flexibility, offering space for a workshop, hobby area, home gym, lawn equipment, seasonal storage, or future projects. Combining affordability, functional living space, and the opportunity to add your own personal touches over time, this Rocky Mount home delivers outstanding value and versatility.

Getting Around

45
WalkingCar-Dependent
16
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

8/10
Englewood ElementaryGrades K-50.2 mi
4/10
3/10
Rocky Mount HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Master Downstairs,Eat-in Kitchen
  • Flooring: Hardwood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Gas Pack,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Property

Details

  • Parcel number: 384010368599
  • Zoning: -
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Fencing: Chain Link,Partial,Back Yard,Wood,Fenced
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: .34

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $857$10,284
Home Insurance *$102$1,224
Property Taxes $87$1,044
Electricity $200$2,405
Total$1,246$14,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,720/yr
40% on housing$37,380/yr
45% on housing$33,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 27804$118
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27804$137
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$169,500
2026-07-28Price change$169,500
2026-06-11Listed for sale$178,500
2026-04-24Sold$80,000
2008-07-31Sold$88,000
2005-06-30Sold$78,000

For Sale by Agent

AgentJason Walters Real Estate Team
BrokerageEXP Realty LLC - C

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