See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1522 W Thomas St, Rocky Mount, NC, 27804

4beds
3baths
2,013sqft
$210,000
$104price/sqft
$1,495/moest. monthly cost
$59,800/yrincome needed

About This Home

Classic brick Cape Cod with no HOA restrictions and new HVAC (July 2025), offering flexibility and ample parking for work vehicles or multiple cars. Features 4 bedrooms and 1.5 baths, including two bedrooms on the main level, hardwood floors, a living room with brick fireplace, and a formal dining area with built-ins and chandelier. Spacious family room and updated eat-in kitchen with ceramic tile flooring and built-in range. Refrigerator, washer, and dryer included. Property offers a 3-car carport, detached 1-car garage, room for 4-5 vehicles, and a private backyard ideal for gatherings. Walk to Sunset Park and City Lake Park, and minutes from Rocky Mount Mills, dining, and local amenities. Suitable for certain home-based business uses (buyer to verify). $2,000 closing cost incentive when buyer uses Advantage Lending (Martin Bonis, NMLS ID 111664

Getting Around

31
WalkingCar-Dependent
18
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

7/10
Englewood ElementaryGrades 3-51.6 mi
3/10
3/10
Rocky Mount HighGrades 9-121.4 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Brick/Mortar
  • Roof: Composition, Shingle
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Brick

Notable Dates

  • Major remodel year: 1981

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Microwave,Range,Refrigerator,Oven,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Finished area below ground: 8
  • Finished area above ground: 2,005

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Gas

Interior Area

  • Total structure area: 2,013
  • Total interior livable area: 2,013 sqft

Property

Details

  • Parcel number: 030738
  • Special condition: Conservatorship

Features

  • Levels: Two
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 5
  • Parking features: Detached Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$126$1,512
Property Taxes $108$1,296
Electricity $200$2,405
Total$1,495$17,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,257/yr
40% on housing$44,850/yr
45% on housing$39,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 27804$117
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27804$137
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$210,000
2026-03-20Price change$220,000
2026-02-12Listed for sale$225,000
2025-08-31Listing removed$234,900
2025-04-02Listed for sale$234,900
2000-03-20Sold$110,000

For Sale by Agent

AgentKATE OMOHA
BrokerageCovenant Realty

Similar Homes