See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

910 Gay St, Rocky Mount, NC, 27804

2beds
1baths
835sqft
$108,000
$129price/sqft
$866/moest. monthly cost
$34,640/yrincome needed

About This Home

This 2-bedroom, 2-bathroom home offers a great opportunity for buyers looking to add the finishing touches! The property appears to be in the final stages of renovation or construction, featuring fresh interior paint, new flooring throughout, and updated bathrooms with modern finishes. The kitchen area is ready for customization, with no appliances currently installed--allowing you to select and design to your preference. Enjoy outdoor living on the back deck, perfect for relaxing or entertaining. A detached two-car garage provides additional storage and parking flexibility. With much of the work already completed, this home presents a unique chance to complete a nearly finished project and make it your own. Property is being sold as-is.

Getting Around

44
WalkingCar-Dependent
25
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

7/10
Benvenue ElementaryGrades K-52.6 mi
3/10
3/10
Rocky Mount HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 835

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 835
  • Total interior livable area: 835 sqft

Property

Details

  • Parcel number: 029873
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $546$6,552
Home Insurance *$65$780
Property Taxes $55$660
Electricity $200$2,405
Total$866$10,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,691/yr
40% on housing$25,980/yr
45% on housing$23,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 27804$118
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27804$137
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$108,000
2025-05-15Sold$45,000
2023-05-01Sold$25,000
2022-03-31Sold$8,000
2011-11-01Sold$6,500
2011-10-17Listed for sale$9,900
2011-09-03Listing removed$10,000
2011-08-03Price change$10,000
2011-05-26Price change$13,800
2011-02-11Price change$20,700
2010-12-19Listed for sale$23,000

For Sale by Agent

AgentVicky Loredo, DASH Carolina
BrokerageDASH Carolina

Similar Homes