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2150 Mary St, China Grove, NC, 28023

3beds
1baths
1,820sqft
$199,000
$109price/sqft
$1,397/moest. monthly cost
$55,880/yrincome needed

About This Home

So many possibilities with this solid brick ranch situated on an open 1+ acre lot in a convenient location just off Highway 29 in China Grove. Offering 1800sf, this 3-bedroom, 1-bath home features a spacious eat-in kitchen, large pantry area, living room and a separate family room with fireplace. Generously sized bedrooms, an additional storage/flex room and ample storage throughout provide plenty of possibilities for renovation and customization. Outside, the property includes a large storage building, two septic systems, and a camper hookup, offering added flexibility for future use. With its desirable lot size, brick construction, and strong potential for value-add improvements, this property is ideal for investors or buyers looking to build equity. Property is being sold as-is, with seller making no repairs or removal of remaining contents. Home will require renovations and repairs, offering an opportunity for the next owner to restore, reconfigure, or update the property to suit their needs.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
3/10
3/10
South Rowan High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Utility Room

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Level: Main

Features

  • Fireplace features: Family Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 1,820

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 128A002
  • Zoning: RT
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.01 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$78$936
Property Taxes $113$1,356
Electricity $200$2,405
Total$1,397$16,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,897/yr
40% on housing$41,910/yr
45% on housing$37,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 28023$153
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28023$213
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-12Listed for sale$199,000

For Sale by Agent

AgentSheena Sutton
BrokerageSutton Properties LLC

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