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209 W Marsh St, Salisbury, NC, 28144

6beds
4baths
2,713sqft
$324,900
$120price/sqft
$2,424/moest. monthly cost
$96,960/yrincome needed

About This Home

Seller offering $7,500 in closings costs! Unlock the potential of this spacious duplex in a sought-after Salisbury location! Ideal for investors or owner-occupants, this versatile property offers excellent income-producing possibilities with two well-appointed units and flexible living arrangements. Unit A welcomes you with a charming covered front porch and features three bedrooms, a dedicated office, an updated kitchen, and a large dining area designed for comfortable everyday living and effortless entertaining. Upstairs, Unit B has its own private entrance and covered balcony, along with three bedrooms, an office nook, and an updated kitchen, creating a bright and functional space for tenants or extended living. Both units offer generous layouts and appealing updates, making this property a standout opportunity for rental income, multi-generational living, or house hacking. Conveniently located near shopping, dining, and everyday amenities, this Salisbury duplex delivers space, flexibility, and long-term potential.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

--
Knox Middle SchoolGrades 6-81.5 mi
3/10
Salisbury High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,713

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,713
  • Total interior livable area: 2,713 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 015199
  • Zoning: RS-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.14 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$195$2,340
Property Taxes $335$4,020
Electricity $252$3,032
Total$2,424$29,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,108/yr
40% on housing$72,720/yr
45% on housing$64,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 28144$130
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28144$171
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$324,900
2026-03-20Listed for sale$349,000
2026-01-06Listing removed$295,000
2025-12-15Listed for sale$295,000
2025-11-24Pending sale$295,000
2025-10-07Listed for sale$295,000
2025-10-06Listing removed$295,000
2025-09-15Price change$295,000
2025-08-06Price change$299,000
2025-05-14Price change$324,900
2025-04-02Price change$329,900
2025-03-19Listed for sale$369,000
2024-12-09Listing removed$334,995
2024-09-19Price change$334,995
2024-08-01Price change$344,995
2024-06-08Listed for sale$349,995
2023-11-20Listing removed--
2023-10-24Price change$394,500
2023-10-05Price change$398,500
2023-09-12Price change$399,000
2023-07-28Price change$410,000
2023-07-06Price change$434,900
2023-06-24Price change$434,999
2023-05-28Listed for sale$449,000
2021-11-10Sold$80,000
2019-06-10Sold$8,500

For Sale by Agent

AgentHeather Wall, DASH Carolina
BrokerageDASH Carolina

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