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1304 Overhill Rd, Salisbury, NC, 28144

3beds
2baths
1,900sqft
$339,400
$179price/sqft
$2,495/moest. monthly cost
$99,800/yrincome needed

About This Home

This is the kind of home buyers wait for—and almost never find under $350K Turn-Key. Timeless. Totally Stunning. 3 Bedrooms | 2 Bathrooms | Fully Remodeled This is the kind of home buyers wait for—and rarely get. Located in one of Salisbury’s most coveted, established neighborhoods just minutes from the Salisbury Country Club, Novant Health, downtown, and Catawba College, this completely remodeled beauty blends classic charm with high-end modern living. From the moment you step inside, you’re welcomed by a light-filled, open-concept layout designed for both everyday comfort and effortless entertaining. The living, dining, and kitchen spaces flow seamlessly, creating a home that feels spacious, warm, and inviting. The kitchen is the heart of the home—and it steals the show. Custom cabinetry, sleek quartz countertops, and brand-new stainless-steel appliances make it as functional as it is stunning. Gleaming hardwood floors throughout the main living areas add elegance and timeless appeal. Your private retreat awaits in the primary suite. Unwind in a spa-inspired ensuite featuring a large walk-in shower, luxurious soaking tub, and double vanity—your own personal escape at the end of every day. Two additional generously sized bedrooms and a beautifully updated main bath provide comfort and flexibility for family, guests, or a home office. Step outside and breathe. Enjoy your brand-new deck overlooking a fenced backyard—perfect for morning coffee, evening gatherings, or quiet moments in your own private outdoor oasis. A double-car garage completes this move-in-ready home that offers the rare combination of style, location, and true turnkey living. Homes like this don’t last. If you’re looking for a property that feels elevated, effortless, and ready for your next chapter—this is it. Prime Location Near: Salisbury Country Club | Novant Health | Downtown Salisbury | Catawba College Highlights: New Designer Kitchen with all new stainless steel appliances Quartz Countertops Gleaming Hardwood Floors Spa-Style Primary Bath Updated Common Bath Double Garage Fenced back yard for pets Brand-New Deck

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

1/10
2/10
2/10
North Rowan High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,ENERGY STAR Qualified Refrigerator,Exhaust Hood
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 326.9014
  • Dimensions: 22' 8" X 14' 5"

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Main
  • Area: 199.2264
  • Dimensions: 15' 5" X 12' 11"

Property

Details

  • Parcel number: 324F055
  • Zoning: GR6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.16 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,716$20,592
Home Insurance *$204$2,448
Property Taxes $375$4,500
Electricity $200$2,405
Total$2,495$29,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,542/yr
40% on housing$74,850/yr
45% on housing$66,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 28144$129
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28144$171
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$339,400
2026-04-15Price change$342,500
2026-03-05Price change$349,900
2026-02-06Price change$358,900
2026-01-01Price change$359,900
2025-11-18Price change$364,400
2025-11-13Listed for sale$379,400
2025-11-11Listing removed$379,400
2025-10-31Price change$379,400
2025-10-07Price change$399,400
2025-09-27Price change$411,500
2025-09-19Listed for sale$425,000
2025-05-15Sold$245,000

For Sale by Agent

AgentBeverly Butts
BrokerageSelect Properties of the Carolinas LLC

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