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205 Windsor Dr, Salisbury, NC, 28144

5beds
3baths
2,550sqft
$330,000
$129price/sqft
$2,443/moest. monthly cost
$97,720/yrincome needed

About This Home

Home is in Pre foreclosure status - The home boasts 5 -bedroom, 2.5 -bathroom split-level home is just minutes from Catawba College, offering both convenience and unique modern elegance. This home has 4 bedrooms on the upper level and another on the main. The 5th bedroom could also act as a study or office. Ideal for families or professionals, the home combines spacious living areas with recent updates. Versatile split-level design, balancing privacy and open spaces. The newly renovated lower level features a spacious family room ideal for relaxing or entertaining and is perfect for guests. Also enjoy the spacious 2 level deck area. Great for entertaining friends and family. This home blends charm with modern updates. Schedule a viewing today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

1/10
2/10
2/10
North Rowan High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Crawl Space
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer
  • Laundry features: Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 5

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,550

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,550
  • Total interior livable area: 2,550 sqft

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 325B100
  • Zoning: R3
  • Special condition: Real Estate Owned

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.55 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Garage on Main Level
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$198$2,376
Property Taxes $340$4,080
Electricity $237$2,850
Total$2,443$29,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,760/yr
40% on housing$73,290/yr
45% on housing$65,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 28144$130
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28144$171
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-04-07Listing removed$340,000
2025-03-08Price change$340,000
2025-02-27Listed for sale$350,000
2025-01-26Pending sale$350,000
2024-10-11Listed for sale$350,000
2017-03-10Sold$159,000

Unknown Listed By

AgentDonna McCain
BrokerageERA Live Moore

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