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305 N Milford Dr, Salisbury, NC, 28144

2beds
2baths
1,863sqft
$280,000
$150price/sqft
$2,071/moest. monthly cost
$82,840/yrincome needed

About This Home

Welcome to 305 N Milford Drive, Salisbury, NC! This charming brick ranch offers the perfect combination of timeless character, thoughtful updates, and everyday comfort. Situated on a spacious lot with mature trees, this home provides a peaceful setting while still being conveniently located near shopping, dining, schools, parks, and everything Salisbury has to offer. Step inside to discover new flooring that gives the home a fresh, updated feel while maintaining its warm and inviting atmosphere. The functional floor plan offers comfortable living spaces filled with natural light, making it easy to relax or entertain guests. One of the standout features of the home is the sunroom, providing the perfect space to enjoy your morning coffee, unwind after a long day, or create a home office, hobby room, or additional sitting area with beautiful views of the backyard. Outside, you'll appreciate the convenience of the attached carport, offering covered parking and easy access to the home. Recent exterior improvements include new gutters and a chimney that has been sealed at both the top and bottom, giving buyers added peace of mind. The front landscaping and mature trees create excellent curb appeal, while the spacious yard offers plenty of room for gardening, outdoor entertaining, pets, or simply enjoying the outdoors. Whether you're a first-time homebuyer, looking to downsize, or searching for a well-maintained investment property, this move-in-ready home is an excellent opportunity. With its solid brick construction, recent updates, desirable features, and convenient location, 305 N Milford Drive is ready to welcome its next owner.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
H D Isenberg ElementaryGrades PK-50.4 mi
--
Knox Middle SchoolGrades 6-81.9 mi
3/10
Salisbury High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Refrigerator
  • Laundry features: In Kitchen

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Unfinished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 504
  • Finished area above ground: 1,359

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,359
  • Total interior livable area: 1,863 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 3270040000001
  • Zoning: GR6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Storage

Lot

  • Lot size: 1.95 Acres
  • Features: Rolling Slope,Wooded

Parking

  • Total spaces: 5
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$168$2,016
Property Taxes $288$3,456
Electricity $200$2,405
Total$2,071$24,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,005/yr
40% on housing$62,130/yr
45% on housing$55,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 28144$130
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28144$171
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$280,000
2026-01-01Listing removed$280,000
2025-07-10Price change$280,000
2025-06-14Listed for sale$290,000
2024-11-02Listing removed$290,000
2024-10-05Listed for sale$300,000
2013-05-30Sold$90,000
2013-02-20Price change$98,500
2012-09-26Price change$65,900
2012-06-24Price change$79,900
2012-04-20Listed for sale$84,000
2011-06-06Sold$94,000
2011-04-28Listed for sale$94,000

For Sale by Agent

AgentKirk Hanson
BrokerageColdwell Banker- CK Select

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