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427 Willow Rd, Salisbury, NC, 28147

4beds
3baths
1,921sqft
$290,000
$151price/sqft
$2,086/moest. monthly cost
$83,440/yrincome needed

About This Home

A lot of space in this 4 bedroom, 2.5 bath home in great neighborhood, Westcliffe. New HVAC in May 2020. Kitchen has quartz countertops, tile backsplash and newer appliances. New windows in 2017. New carpet and water heater October 2019. Fully fenced in backyard. The whole downstairs was newly renovated in 2021, as well as a newly renovated master bathroom in 2025. Schedule a showing today and bring your offers!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
H D Isenberg ElementaryGrades PK-51.5 mi
1/10
West Rowan Middle SchoolGrades 6-83.2 mi
2/10
West Rowan High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator with Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Laminate
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,921

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,921
  • Total interior livable area: 1,921 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 329C253
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Fencing: Chain Link
  • Waterfront features: None

Lot

  • Lot size: 0.47 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$121$1,452
Property Taxes $299$3,588
Electricity $200$2,405
Total$2,086$25,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,520/yr
40% on housing$62,580/yr
45% on housing$55,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 28147$169
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28147$182
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$299,999
2026-04-10Listing removed$299,999
2026-03-10Price change$299,999
2026-02-21Price change$305,000
2026-02-07Price change$315,000
2025-09-20Price change$324,950
2025-08-22Price change$329,950
2025-08-20Listed for sale$340,000
2020-07-29Sold$179,900
2020-06-28Pending sale$189,900
2020-06-23Listed for sale$189,900
2017-02-20Listing removed$1,100
2017-02-09Listed for rent$1,100
2016-08-18Sold$68,224
2016-06-08Price change$64,500
2016-05-10Price change$74,500
2016-04-11Price change$84,500
2016-03-11Price change$94,500
2016-02-12Price change$104,500
2016-01-20Listed for sale$114,480
2015-11-13Listing removed$135,700
2015-11-05Listed for sale$135,700
2015-10-26Sold$128,000

For Sale by Agent

AgentJonah Marsh
BrokerageTMR Realty, Inc.

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