414 S Spencer Ave, Spencer, NC, 28159
About This Home
Welcome to 414 S Spencer Avenue—where comfort, charm, and thoughtful updates come together beautifully. This inviting 3 bedroom, 1-bath home features fresh new flooring, modern paint, a new dishwasher, and the convenience of a washer/dryer combo unit. Step inside to discover a spacious and functional floor plan, complete with a welcoming front living room, a dedicated dining area perfect for gatherings, and generously sized bedrooms that offer comfort and versatility. The kitchen shines with style and functionality, making everyday living and entertaining a breeze. Enjoy quiet mornings or relaxing evenings on the covered rocking chair front porch, adding to the home’s warm and inviting curb appeal. Outside, a detached 2-car garage provides ample storage and parking options. This lovely property is move-in ready and waiting for you to call it home—schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Exhaust Hood,Refrigerator
- Laundry features: Main Level
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,536
Heating & Cooling
- Heating features: Other
- Cooling features: Multi Units,Window Unit(s)
Interior Area
- Total structure area: 1,536
- Total interior livable area: 1,536 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 033195
- Zoning: RES
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch
Lot
- Lot size: 0.43 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Rowan County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,208 | $14,496 |
| Home Insurance * | $147 | $1,764 |
| Property Taxes | $239 | $2,868 |
| Electricity | $200 | $2,405 |
| Total | $1,794 | $21,528 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Listed for sale | $259,000 |
| 2025-05-09 | Sold | $150,000 |
View on Zillow