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9289 Fisher Rd, Rockwell, NC, 28138

3beds
2baths
1,343sqft
$259,900
$194price/sqft
$1,803/moest. monthly cost
$72,120/yrincome needed

About This Home

Full brick three bedroom, two-bathroom ranch with detached two-car garage on nearly 3/4 acre lot in Rockwell, close by Salisbury, Spencer, China Grove. Great opportunity! The property is being sold pursuant to a court order, and all rules of a judicial sale will apply. No due diligence fee will be accepted. Judicial upset bids and court confirmation will be required. Attorneys retained.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
2/10
4/10
East Rowan High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator
  • Laundry features: In Bathroom,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Laminate,Linoleum,Hardwood,Tile
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 1,343

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,343
  • Total interior livable area: 1,343 sqft

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 360A119
  • Zoning: RA
  • Special condition: Third Party Approval,Notice Of Default

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.74 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$136$1,632
Property Taxes $153$1,836
Electricity $200$2,405
Total$1,803$21,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,817/yr
40% on housing$54,090/yr
45% on housing$48,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 28138$160
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28138$160
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2007-01-19Sold$125,000
2004-05-19Sold$72,500

Unknown Listed By

AgentJJ Morse
BrokerageMooresville Realty LLC

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