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305 Bost Cir, Rockwell, NC, 28138

3beds
1baths
1,276sqft
$259,000
$203price/sqft
$1,889/moest. monthly cost
$75,560/yrincome needed

About This Home

Great opportunity! This property already has an FHA appraisal on file and is approved to be sold as-is. Welcome home to this charming, move-in ready 3-bedroom, 1-bath home featuring numerous updates that provide both comfort and peace of mind. Relax on the inviting rocking chair front porch or enjoy the spacious fenced backyard, perfect for entertaining, pets, or play. Major improvements include a newer roof (2019/2020), water heater (2019), HVAC system (2020), and brand-new vinyl windows throughout (2023). The home has also been completely rewired by Paul Brown Electric with a new electrical panel, wiring, and circuit breakers. Inside, you’ll find updated lighting, new switches and outlets throughout, a large stainless steel kitchen sink with an updated faucet and plumbing, and a refreshed bathroom featuring a new vanity light. For added efficiency and protection, the crawlspace was professionally encapsulated with a dehumidifier in 2025. Step outside to the oversized deck with built-in wraparound seating overlooking the large fenced backyard. A chicken coop and custom-built playhouse convey with the property, adding extra charm and functionality. With major updates already completed and an FHA appraisal on file, this home is ready for its next owner. Schedule your showing today before this one is gone!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
2/10
4/10
East Rowan High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave
  • Laundry features: Utility Room

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Built-in Features
  • Window features: Insulated Windows
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,276

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 364115
  • Zoning: res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.58 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$135$1,620
Property Taxes $245$2,940
Electricity $200$2,405
Total$1,889$22,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,765/yr
40% on housing$56,670/yr
45% on housing$50,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 28138$160
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28138$160
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$254,000
2026-06-22Price change$259,000
2026-04-23Listed for sale$259,999
2022-04-01Sold$205,000
2022-02-25Contingent$199,900
2022-02-21Price change$199,900
2022-02-09Price change$221,500
2022-01-31Listed for sale$249,900
2021-01-06Sold$174,900
2020-10-13Listed for sale$179,900
2005-05-11Sold$68,000

For Sale by Agent

AgentRichard Yates
BrokerageLantern Realty & Development LLC

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