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1404 E Council St, Salisbury, NC, 28146

3beds
2baths
1,036sqft
$240,000
$232price/sqft
$1,752/moest. monthly cost
$70,080/yrincome needed

About This Home

Rare Find! Nearly ¾ Acre • NO HOA • Minutes from Downtown Salisbury! Looking for room to spread out without sacrificing convenience? Welcome to 1404 E. Council Street—a move-in-ready 3-bedroom, 1.5-bath home situated on a rare 0.76-acre lot just minutes from Downtown Salisbury. Whether you're dreaming of a large garden, backyard entertaining, space for pets, or simply enjoying extra privacy, this property offers possibilities that are becoming increasingly difficult to find. Relax on the covered front porch, host friends and family on the spacious back deck, and enjoy the freedom of a huge backyard with no HOA restrictions. Inside, you'll find a comfortable, functional layout that's perfect for first-time buyers, downsizers, or investors. Conveniently located near Downtown Salisbury's restaurants, breweries, shopping, parks, and community events, with easy access to I-85 for commuting. Homes offering this much land, no HOA, and a convenient location at this price don't come along often. Schedule your private showing today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

2/10
2/10
North Rowan High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,036

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,036
  • Total interior livable area: 1,036 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0591108
  • Zoning: GR6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 0.76 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$92$1,104
Property Taxes $247$2,964
Electricity $200$2,405
Total$1,752$21,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,068/yr
40% on housing$52,560/yr
45% on housing$46,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 28146$183
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28146$194
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$240,000
2026-05-29Listed for sale$250,000
2015-06-16Listing removed$89,500
2015-05-01Pending sale$89,500
2015-05-01Listed for sale$89,500
2015-03-16Listing removed$89,500
2015-03-16Pending sale$89,500
2015-03-13Listed for sale$89,500
2008-11-25Sold$85,500
2008-08-23Price change$89,500
2008-08-10Listed for sale$94,500
2004-09-28Sold$72,000

For Sale by Agent

AgentAshley Carpenter
BrokerageDM Properties & Associates

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