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1040 Barger Rd, Salisbury, NC, 28146

3beds
2baths
1,890sqft
$230,000
$122price/sqft
$1,526/moest. monthly cost
$61,040/yrincome needed

About This Home

SET ON 2 PARCELS TOTALS OVER 4 ACRES, this 3-bedroom, 2-bath log cabin offers the privacy, space, and country setting buyers dream of. With classic cabin charm and room to make it your own, this property is the perfect opportunity for someone ready to bring new life to a home with great bones. INSIDE, you’ll find a comfortable layout featuring a master bedroom with ensuite, a woodstove for cozy evenings, plus an oil furnace and central air to keep the home comfortable year-round. The cabin needs TLC, but the essentials are here and the potential is undeniable. OUTSIDE, the acreage provides room to roam, garden, explore, or simply enjoy the peace of county living. A powered workshop offers the ideal space for projects or hobbies, and an additional storage building gives you even more room for tools, equipment, or seasonal items.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
4/10
East Rowan High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1981

Materials

  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Den
  • Fireplace: Yes
  • Finished area above ground: 1,890

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Oil,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 629 136
  • Zoning: RA
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 4.31 Acres
  • Lot size dimensions: 295 x 295

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway,Gravel,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$88$1,056
Property Taxes $75$900
Electricity $200$2,405
Total$1,526$18,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,320/yr
40% on housing$45,780/yr
45% on housing$40,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 28146$183
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28146$194
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$230,000
2026-08-03Listed for sale$230,000
2026-05-09Pending sale$230,000
2026-05-01Price change$230,000
2026-04-03Listed for sale$240,000

For Sale by Agent

AgentKeshia Sherrill
BrokerageColdwell Banker Realty

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