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260 Knollwood Dr, Salisbury, NC, 28146

1beds
2baths
2,880sqft
$825,000
$286price/sqft
$5,207/moest. monthly cost
$208,280/yrincome needed

About This Home

Beautifully remodeled waterfront retreat on High Rock Lake tucked in a peaceful cove with quick access to the main channel! Offering over 2,800 SF with stunning lake views throughout, this well-maintained home features an open living/dining/kitchen area, breathtaking sunroom with floor-to-ceiling windows, and multiple flex spaces for office or additional living. Main level includes 1 bedrooms w/walk in closet, with a 2nd and 3rd bedroom on the lower level. Outdoor living shines with expansive decking, firepit, shoreline swing, private boat launch, and pier/dock with floater (2021). Major updates completed in 2019-2020 include roof, gutters, windows, hickory flooring, lighting, kitchen upgrades, and Trane heat pumps. Exceptional storage with oversized detached 2-car garage/workshop, walk-up attic, and 2-car carport. Commercial grade dog kennel fence & dog condo for security and peace of mind. Fenced front yard with remote-control gated entrance.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
Morgan Elementary SchoolGrades PK-54.7 mi
2/10
4/10
East Rowan High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Convection Oven,Dishwasher,Free-Standing Range,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished, Basement

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Bonus Room

  • Level: Basement

Bonus Room

  • Level: Basement

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island
  • Flooring: Tile,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,440
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Heat Pump,See Remarks,Electric
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Basement

Other

  • Level: Basement

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 646A068
  • Zoning: RS
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.63 Acres
  • Lot size dimensions: See GIS

Parking

  • Total spaces: 4
  • Parking features: Carport,Garage,Detached Carport,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$318$3,816
Property Taxes $450$5,400
Electricity $268$3,218
Total$5,207$62,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,525/yr
40% on housing$156,210/yr
45% on housing$138,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 28146$180
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28146$194
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$810,000
2026-07-31Price change$825,000
2026-07-18Listed for sale$839,500
2026-06-09Pending sale$839,500
2026-05-15Listed for sale$839,500
2025-11-28Listing removed$865,000
2025-09-26Price change$865,000
2025-08-20Listed for sale$887,500
2019-08-16Sold$283,500
2006-10-04Sold$184,000

For Sale by Agent

AgentTeresa Rufty
BrokerageTMR Realty, Inc.

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