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648 Bullion Rd, Elko, NV, 89801

5beds
3baths
3,181sqft
$280,000
$88price/sqft
$1,924/moest. monthly cost
$76,960/yrincome needed

About This Home

This spacious 5-bedroom, 3-bathroom home offers room to grow with a full basement and thoughtful layout. The main level features 2 bedrooms and 2 bathrooms, while the finished basement includes 3 additional bedrooms, a full bath, a large family room, and ample storage space. A standout feature is the detached 1,300 sq ft shop, complete with a separate workshop area-perfect for projects, hobbies, or extra storage. Parking is a breeze with all-concrete surfaces, a 2-car carport, and plenty of space for additional vehicles or trailers. The primary bedroom includes a 423 sq ft site-built addition, ready for your personal touch-ideal as a private retreat, home office, or gym. Enjoy peaceful evenings from the back porch with sweeping views of the Humboldt River and the city of Elko. Don't miss the opportunity to own this versatile property with room inside and out!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
4/10
Adobe Middle SchoolGrades 7-82.4 mi
4/10
Elko High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Block,Metal Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch,Manufactured Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Fireplace,Walk-In Pantry
  • Flooring: Carpet,Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Fireplace(s),Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total interior livable area: 3,181 sqft

Property

Details

  • Parcel number: 001511010
  • Zoning description: RMH

Features

  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Covered Patio,Deck,Fully Fenced,Rain Gutters,Storage
  • Fencing: Full
  • Has view: Yes
  • View description: City,River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 7,797 sqft
  • Features: Lawn

Parking

  • Parking features: Shelves

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Nevada Counties

Fire
Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance $83$996
Property Taxes $130$1,560
Electricity $296$3,562
Total$1,924$23,088

Income You'd Need if You Spent...

35% on housing$65,965/yr
40% on housing$57,720/yr
45% on housing$51,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 89801$190
Elko County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 89801$217
Elko County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$280,000
2026-06-09Listed for sale$280,000
2026-01-01Listing removed$280,000
2025-11-13Listed for sale$280,000
2025-10-20Pending sale$280,000
2025-08-14Price change$280,000
2025-07-02Listed for sale$300,000

For Sale by Agent

AgentDea Mitton
BrokerageAllie Bear Real Estate

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