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4405 Briarwood Dr, Urbana, OH, 43078

4beds
3baths
2,837sqft
$444,900
$157price/sqft
$3,213/moest. monthly cost
$128,520/yrincome needed

About This Home

Nestled in an established country subdivision and located down a tree covered driveway, this home offers the perfect blend of privacy, nature and comfort. Featuring over 2800 square feet of living space plus an additional finished 1100 square feet in the lower level, this spacious home includes 4 bedrooms, 2.5 baths and is designed for both everyday living and entertaining. The main level offers three separate living spaces providing room for everyone to spread out and relax. Two of the living areas feature cozy wood-burning fireplaces, while another is highlighted by walls of windows and skylights that fill the home with natural light and brings the outdoors inside. The updated kitchen is sure to impress with custom cabinetry, solid surface countertops, a pantry, built-in desk area and an oversized window that creates the feeling that you are among nature. Also, all kitchen appliances will remain with the home. A welcoming foyer with an open staircase leads to the second level where you'll find four bedrooms and two updated full baths. Both bathrooms feature double sink vanities, and the owner's suite includes a beautifully updated bath with a walk-in shower. The finished lower level offers a large rec room, possible theater area, and an abundance of storage space. Step outside and discover an incredible outdoor retreat with more than 1200 square feet of decking that overlooks the private 1.16 acre wooded backyard featuring an amazing decorative waterfall/stream, hot tub, fire pit, custom tree carvings, mature landscaping and multiple flower gardens. Nature lovers will appreciate this peaceful setting that feels like a private park. Additional amenities include main level laundry, a two-car attached garage, extra driveway parking, geothermal heating/air new in 2019 with reasonable utility costs, a new water heater and water softener in 2019 and a roof replaced in 2014. Conveniently located near US Highway 68 and Interstate 70. This truly is a must-see property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
East Elementary SchoolGrades PK-52.8 mi
5/10
5/10
Urbana High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Aluminum Siding,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Water Softener,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Second
  • Dimensions: 17 x 13

Bedroom

  • Level: Second
  • Dimensions: 14 x 13

Bedroom

  • Level: Second
  • Dimensions: 14 x 10

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room Nook

  • Level: Main
  • Dimensions: 15 x 8

Dining Room

  • Level: Main
  • Dimensions: 14 x 12

Entry Foyer

  • Level: Main
  • Dimensions: 12 x 12

Family Room

  • Level: Main
  • Dimensions: 21 x 16

Features

  • Cathedral Ceiling(s),Hot Tub/Spa,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Two,Stove,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,837
  • Total interior livable area: 2,837 sqft

Kitchen

  • Level: Main
  • Dimensions: 16 x 12

Living Room

  • Level: Main
  • Dimensions: 27 x 13

Office

  • Level: Main
  • Dimensions: 20 x 13

Other

  • Level: Basement
  • Dimensions: 14 x 8

Other

  • Level: Basement
  • Dimensions: 9 x 9

Recreation

  • Level: Basement
  • Dimensions: 23 x 19

Property

Details

  • Parcel number: K411111192501400
  • Zoning: Residential
  • Zoning description: Residential
  • Other equipment: Dehumidifier

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Porch

Lot

  • Lot size: 1.17 Acres
  • Lot size dimensions: 1.17 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$264$3,168
Property Taxes $396$4,752
Electricity $304$3,651
Total$3,213$38,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,160/yr
40% on housing$96,390/yr
45% on housing$85,680/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 43078$146
Champaign County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 43078$168
Champaign County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$434,900
2026-07-14Price change$444,900
2026-06-17Listed for sale$449,900

For Sale by Agent

AgentV Patrick Hamilton
BrokerageRE/MAX Alliance Realty

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