506 S Main St, Urbana, OH, 43078
About This Home
Welcome home to this beautifully updated 4-bedroom, 2 full bathroom gem just one block from the heart of Urbana's thriving downtown! This charming property perfectly blends modern updates with timeless character, offering the best of both style and convenience. Step inside to find a thoughtfully refreshed interior with spacious living areas, abundant natural light, and finishes that make everyday living feel elevated. The home features all new windows, improving energy efficiency while filling the home with natural light. First-floor laundry adds ease and functionality, while the flexible layout provides plenty of room for both relaxing and entertaining. This home also features an oversized 2-car garage, providing plenty of space for vehicles, storage, hobbies, or a workshop. The property has been upgraded with 200 AMP electrical service, offering ample power for both interior and exterior use--ideal for a workshop, outdoor entertaining areas, or future additions. Outside, enjoy your morning coffee on the inviting screened-in front porch or unwind in the large, fully fenced backyard--perfect for gatherings, pets, or play. With its unbeatable location just steps from local shops, dining, and community events, this home offers the lifestyle you've been looking for. Character, updates, space, and location all in one--don't miss your chance to own a beautiful home near downtown Urbana! Agent is related to the seller.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Brick/Mortar
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: First
Features
- Ceiling Fan(s)
- Flooring: Carpet,Hardwood,Tile
- Fireplace features: Decorative,Three or More
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard,Other
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 2,286
- Total interior livable area: 2,286 sqft
Kitchen
- Level: First
Living Room
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: K482500012500400
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Deck
- Fencing: Fenced
Lot
- Lot size: 9,583 sqft
- Features: Residential Lot
- Lot size dimensions: 50 x 200
Parking
- Total spaces: 2
- Parking features: Garage
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,468 | $17,616 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $258 | $3,096 |
| Electricity | $245 | $2,942 |
| Total | $2,143 | $25,716 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $299,900 |
| 2026-04-22 | Price change | $307,000 |
| 2026-04-06 | Listed for sale | $312,000 |
| 2026-01-13 | Sold | $137,000 |
| 1995-03-06 | Sold | $82,000 |
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