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337 E Church St, Urbana, OH, 43078

5beds
4baths
2,414sqft
$195,000
$81price/sqft
$1,532/moest. monthly cost
$61,280/yrincome needed

About This Home

***Motivated Sellers*** Whether you're searching for a spacious family home or a fantastic investment opportunity, 337 E. Church St. has it all! Located just a few blocks from downtown Urbana, you'll enjoy an easy walk to local shops, restaurants, and entertainment. Originally a duplex and currently used as a single-family home, this versatile property features 5-6 bedrooms and 3.5 bathrooms. With two separate staircases already in place, it offers an excellent opportunity to convert it back into a duplex if desired. Inside, the large living room provides plenty of space for everyday living, entertaining guests, or hosting family gatherings. Outside, the fenced backyard offers room for children and pets to play, gardening, or relaxing around a cozy fire pit. The detached garage could be renovated or replaced to provide convenient off-street parking. Whether you're looking for a forever home with room to grow or a property with income potential, 337 E. Church St. is full of possibilities!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

4/10
East Elementary SchoolGrades PK-51.6 mi
5/10
5/10
Urbana High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Decorative,One Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,414
  • Total interior livable area: 2,414 sqft

Property

Details

  • Parcel number: K482500031103600

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Deck
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft
  • Features: Residential Lot
  • Lot size dimensions: 44 x 165

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$115$1,380
Property Taxes $173$2,076
Electricity $258$3,106
Total$1,532$18,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,525/yr
40% on housing$45,960/yr
45% on housing$40,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 43078$148
Champaign County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 43078$168
Champaign County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$190,000
2026-07-17Listed for sale$195,000
2024-01-19Listing removed--
2023-12-19Price change$167,400
2023-11-21Listed for sale$167,900
2023-10-30Contingent$167,900
2023-10-30Pending sale$167,900
2023-10-18Price change$167,900
2023-10-05Listed for sale$169,900
2022-08-01Sold$120,000
2022-06-01Price change$135,000
2022-04-25Listed for sale$145,000
2022-04-12Listing removed--
2021-12-29Listed for sale$179,000
2015-06-29Sold$50,000

For Sale by Agent

AgentKatheryn Schmiesing
BrokerageSuchland Realty Group

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