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3531 W POLK Street, Phoenix, AZ, 85009

2beds
1baths
1,214sqft
$325,000
$268price/sqft
$2,120/moest. monthly cost
$84,800/yrincome needed

About This Home

For sale is a nice home that has 2 bedrooms and 1 bath. Home has some updated features showcasing an open concept that allows you feel more open space. Nice ceramic tile throughout. Homeowner had recently added a huge front metal structure carport to protect your vehicles. Front yard has pavers for easy maintenance. Out back you find yards and yards of cement decking. RV gate. Backyard is ready to host any family gatherings. Solar panels are installed and saving the homeowner money. Home is ready for new homeowners!

Getting Around

73
WalkingVery Walkable
40
TransitSome Transit
59
BikeBikeable

Schools

8/10
Moya Elementary SchoolGrades K-50.7 mi
3/10
Carl Hayden High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Composition
  • Construction materials: Painted,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Granite Counters,Eat-in Kitchen,Pantry
  • Flooring: Tile

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Central Air

Interior Area

  • Total structure area: 1,214
  • Total interior livable area: 1,214 sqft

Property

Details

  • Parcel number: 10615107B

Features

  • Stories: 1
  • Spa features: None
  • Fencing: Front Yard,Back Yard,Block,Wrought Iron

Lot

  • Lot size: 6,316 sqft
  • Features: Gravel/Stone Front

Parking

  • Total spaces: 2
  • Parking features: RV Gate
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $142$1,704
Property Taxes $119$1,428
Electricity $216$2,603
Total$2,120$25,440

Income You'd Need if You Spent...

35% on housing$72,685/yr
40% on housing$63,600/yr
45% on housing$56,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 85009$156
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85009$246
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$325,000
2025-07-09Listing removed$290,000
2023-12-13Listing removed--
2022-08-12Listing removed$290,000
2022-08-03Price change$290,000
2022-07-22Price change$325,000
2022-06-25Listed for sale$345,000
2010-10-22Sold$34,000
2009-03-09Sold$25,000
2008-12-11Listed for sale$30,900
2008-10-15Sold$59,075
2008-05-01Listing removed$123,500
2008-04-11Listed for sale$123,500
2008-01-25Listing removed$119,700
2007-11-16Listed for sale$119,700
2006-04-25Sold$152,500
2004-01-08Sold$90,000
2003-09-24Sold$54,739

For Sale by Agent

AgentDavid J Moreno
BrokerageA.Z. & Associates

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