424 Mosgrove St, Urbana, OH, 43078
About This Home
Welcome to 424 Mosgrove Street in Urbana--a charming and well-maintained 2-bedroom, 1-bath ranch offering the perfect blend of comfort, convenience, and updates. With 923 square feet of thoughtfully designed living space, this inviting one-story home is ideal for first-time buyers, those looking to downsize, or anyone seeking low-maintenance living. Step inside to discover a bright and welcoming interior featuring fresh paint and an updated kitchen complete with a center island, providing plenty of prep space and a great spot for gathering. The home also offers two generously sized bedrooms, a convenient laundry area, and a functional layout that makes the most of every square foot. Major updates provide added peace of mind, including a new roof installed in 2017. Outside, you'll appreciate the covered carport, a spacious 0.23-acre lot, and a patio that's perfect for relaxing, entertaining, or enjoying your morning coffee. A storage shed adds extra space for lawn equipment, tools, or seasonal items. Whether you're looking for a move-in-ready home or a great investment opportunity, this delightful property offers comfort, value, and room to enjoy both indoors and out. Don't miss your chance to make 424 Mosgrove Street your new home.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1946
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 923
- Total interior livable area: 923 sqft
Property
Details
- Parcel number: K482500043000700
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 10,018 sqft
- Features: Residential Lot
- Lot size dimensions: .2336 acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $169 | $2,028 |
| Electricity | $193 | $2,320 |
| Total | $1,434 | $17,208 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $187,500 |
| 2026-07-27 | Listed for sale | $189,900 |
| 2022-07-01 | Sold | $127,000 |
| 2022-05-08 | Contingent | $125,000 |
| 2022-05-06 | Listed for sale | $125,000 |
| 2017-10-13 | Sold | $72,000 |
| 2017-09-11 | Pending sale | $74,900 |
| 2017-09-07 | Listed for sale | $74,900 |
| 2016-08-12 | Listing removed | $71,000 |
| 2016-08-09 | Price change | $71,000 |
| 2016-07-11 | Price change | $71,500 |
| 2016-06-23 | Price change | $72,500 |
| 2016-05-31 | Price change | $72,900 |
| 2016-03-28 | Listed for sale | $74,900 |
| 2013-05-07 | Sold | $65,000 |
| 2013-03-14 | Price change | $72,900 |
| 2012-10-02 | Price change | $74,900 |
| 2012-08-18 | Listed for sale | $77,900 |
| 2006-08-14 | Sold | $75,900 |
| 2004-05-05 | Sold | $69,000 |
| 2003-10-27 | Sold | $32,000 |
| 1995-05-05 | Sold | $51,500 |
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