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Q429 State Route 65, Napoleon, OH, 43545

3beds
2baths
1,408sqft
$295,000
$210price/sqft
$2,149/moest. monthly cost
$85,960/yrincome needed

About This Home

Hard to find recently completed new construction in the country. This modern home features and open floor plan, three bedrooms and 2 bathrooms. The open space features a modern kitchen with quality Lumberman cabinetry, quartz counter tops, and frigidaire appliances. Living space features a modern ceiling fan and sliding doors to the patio. Primary bedroom features a private bath with shower stall and access to a roomy 5 x 11 walk in closet. Tha laundry room has a sink with counter, hook ups for a stackable washer and dryer and cabinets for storage. This home features a tankless water heater, PEX plumbing and 200 amp eletrical service. Exterior features a 16 x 20 patio that is perfect for cooking out or entertaining, a storage shed and a tiny house. The tiny house is insulated, heated, has laundry hook ups, small kitchen area and a full bath.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-611.0 mi
6/10
Napoleon High SchoolGrades 7-1210.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Foam Insulation,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater,Electric Oven,Range Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),No Interior Steps,Open Floorplan,Primary Bathroom,Walk-In Closet(s)
  • Flooring: Luxury Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 1,408 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Other

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 33090024.0000

Features

  • Levels: One
  • Patio & porch: Rear Patio,Front Porch
  • Exterior features: Lighting

Lot

  • Lot size: 0.99 Acres
  • Lot size dimensions: 200 X 216

Parking

  • Parking features: Gravel,Circular Driveway,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$193$2,316
Property Taxes $272$3,264
Electricity $193$2,320
Total$2,149$25,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,680/yr
40% on housing$64,470/yr
45% on housing$57,306/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 43545$127
Henry County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 43545
Henry County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$295,000
2026-07-17Listed for sale$295,000
2025-09-26Sold$78,500
2025-09-18Pending sale$90,000
2025-09-05Listed for sale$90,000
2020-10-27Sold$27,000
2006-09-21Sold$6,000

New Construction

AgentChad A. Oberhaus
BrokerageHoward Hanna

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