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1065 Michigan Ave, Napoleon, OH, 43545

3beds
2baths
1,672sqft
$185,000
$111price/sqft
$1,420/moest. monthly cost
$56,800/yrincome needed

About This Home

Beautiful home newly remodeled on the inside. On a quiet street close to town, parks, restaurants and more. Has an attached garage that has air conditioning and heat . The yard is low maintenance. Please be pre approved and NO VA LOANS

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-60.9 mi
6/10
Napoleon High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,672 sqft

Property

Details

  • Parcel number: 410090350360

Features

  • Exterior features: Other

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$121$1,452
Property Taxes $171$2,052
Electricity $193$2,320
Total$1,420$17,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,685/yr
40% on housing$42,600/yr
45% on housing$37,866/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 43545$133
Henry County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 43545
Henry County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$200,000
2026-03-29Pending sale$200,000
2026-01-29Listed for sale$200,000
2026-01-08Listing removed--
2025-10-10Listed for sale$199,000
2025-10-08Listing removed$199,000
2025-08-07Listed for sale$199,000
2025-08-03Listing removed--
2025-08-03Listed for sale$195,000
2025-07-31Pending sale$195,000
2025-07-24Price change$195,000
2025-06-16Price change$199,999
2025-06-07Listed for sale$220,000
2022-09-28Sold$135,000
2022-09-19Pending sale$139,900
2022-08-19Contingent$139,900
2022-07-22Price change$139,900
2022-07-14Listed for sale$149,900
2000-05-19Sold$98,000

For Sale by Owner

AgentProperty Owner

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