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428 Spring St, Greenfield, OH, 45123

2beds
1baths
0sqft
$129,900
--price/sqft
$1,170/moest. monthly cost
$46,800/yrincome needed

About This Home

Move-in ready 2 bed, 1 bath home in Greenfield offering 1,380 sq ft with great updates throughout. Features include new flooring, updated kitchen and bath, newer windows, and a 200-amp breaker box. All appliances stay for an easy move. Enjoy a spacious dining room and a nice backyard with a concrete patioperfect for summer hangouts. Clean, updated, and ready to go!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
7/10
Greenfield Middle SchoolGrades 6-80.2 mi
4/10
McClain High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: Second
  • Area: 143

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 165

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Walkout
  • Area: 162

Living Room

  • Area: 156

Master Bathroom

  • Features: Shower

Master Bedroom

  • Features: Other
  • Level: First
  • Area: 156

Office

  • Area: 0

Property

Details

  • Parcel number: 2712001203.00

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,534 sqft
  • Features: Less than .5 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$92$1,104
Property Taxes $229$2,748
Electricity $193$2,320
Total$1,170$14,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,114/yr
40% on housing$35,100/yr
45% on housing$31,200/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45123$93
Highland County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45123
Highland County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$149,000
2026-01-28Sold$66,000

For Sale by Agent

AgentRebecca Oglesby
BrokerageWalker Real Estate Advisors

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