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1300 E Choctaw Dr, London, OH, 43140

4beds
4baths
3,300sqft
$1,299,999
$394price/sqft
$8,564/moest. monthly cost
$342,560/yrincome needed

About This Home

Experience Main Lake living at its finest, where Choctaw Lake views set the stage for an unparalleled lifestyle. This exceptional 4-bedroom, 4-bath lakefront residence, completely reimagined from top to bottom, offers a walkout lower level, a generous 3-car garage, and a private dock, all situated in one of the lake's most coveted locations. From the moment you enter, the captivating water vistas take center stage, framed by soaring vaulted ceilings, elegant beams, shiplap accents, and designer lighting that create an open, inviting atmosphere. The show-stopping kitchen, designed for gathering and entertaining, features KitchenAid appliances, custom cabinetry, premium finishes, and quartz countertops with a dramatic waterfall edge. Four beautifully finished bathrooms showcase Kohler fixtures, porcelain tile showers and tub surrounds, custom vanities, and thoughtful details throughout. The walkout lower level provides additional space to relax and entertain, complete with two beverage refrigerators and direct access to the waterfront. Step outside to discover what makes this home truly special. The spacious upper deck extends the living space, perfect for morning coffee, evening gatherings, sunset cocktails, or simply watching life unfold on Main Lake. A private dock ensures boating, swimming, and lake adventures are just steps from your door. Virtually every component of the home has been thoughtfully updated, including windows, doors, plumbing, electrical, insulation, drywall, flooring, lighting, stairs, deck, patio, driveway, and dock. Additional improvements include Pioneer mini-split systems, reverse osmosis, a water softener, perimeter drainage with a sump pump, Leaf Filter gutter protection, and underground gutter drainage directed to the lake. This isn't just a renovated lake home; it's a turnkey Main Lake lifestyle awaiting its new owner.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
London Elementary SchoolGrades K-53.8 mi
5/10
London Middle SchoolGrades 6-83.8 mi
6/10
London High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Stone,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Walk-Out Access

Bedroom

  • Level: Main
  • Dimensions: 12 x 13

Bedroom

  • Level: Main
  • Dimensions: 11 x 17

Bedroom

  • Level: Lower
  • Dimensions: 14 x 16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 3

Entry Foyer

  • Level: Main
  • Dimensions: 17 x 16

Family Room

  • Level: Lower
  • Dimensions: 24 x 28

Features

  • Wet Bar,Ceiling Fan(s),Kitchen Island,Kitchen/Family Room Combo,Pantry,Quartz Counters,Remodeled,Solid Surface Counters,Vaulted Ceiling(s),Bar,Walk-In Closet(s)
  • Window features: Insulated Windows,Vinyl
  • Fireplace features: Electric,Other
  • Fireplace: Yes

Great Room

  • Level: Main
  • Dimensions: 21 x 14

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 19 x 13

Master Bedroom

  • Level: Main
  • Dimensions: 14 x 20

Utility Room

  • Level: Main
  • Dimensions: 13 x 6

Property

Details

  • Parcel number: 2400677.000
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio,Tennis Court(s)
  • On waterfront: Yes

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 375 x 60

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$577$6,924
Property Taxes $1,061$12,732
Electricity $353$4,247
Total$8,564$102,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$293,622/yr
40% on housing$256,920/yr
45% on housing$228,373/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 43140$384
Madison County$330

vs Homes Sold Last Month

Median $/sqft

ZIP 43140$201
Madison County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$1,299,999
2022-09-16Sold$420,000

For Sale by Agent

AgentJoy Crace
Brokeragee-Merge Real Estate

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