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121 Lafayette St, London, OH, 43140

5beds
3baths
1,300sqft
$199,999
$154price/sqft
$1,455/moest. monthly cost
$58,200/yrincome needed

About This Home

Opportunity knocks at 121 Lafayette Street a two-story home priced for a buyer ready to add the finishing touches. Great for an investor's next value-add or a buyer trading a little sweat equity for instant equity. Updates from a few years back give you a head start: paint, carpet, LVP flooring in the kitchen and bathrooms, plus newer tubs and surrounds. It's livable now and ready for some cleanup along with the character you can't fake: tall ceilings, original woodwork and panel doors, and two decorative fireplaces. Three beds, 2 baths, and an office over two levels, detached garage, and central air. In London, OH, you're minutes from a downtown seeing fresh investment and steady growth, served by London City Schools, with an easy 25-30 minute commute to Columbus via US-42, SR-56, and I-70/71. Bring your ideas and a little elbow grease!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
London Elementary SchoolGrades K-51.0 mi
5/10
London Middle SchoolGrades 6-81.1 mi
6/10
London High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 3102968.000
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$88$1,056
Property Taxes $163$1,956
Electricity $193$2,320
Total$1,455$17,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,885/yr
40% on housing$43,650/yr
45% on housing$38,800/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 43140$394
Madison County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 43140$201
Madison County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$200,000
2024-11-17Price change$198,000
2024-11-11Price change$204,000
2024-11-07Price change$209,000
2024-10-30Price change$217,000
2024-10-24Listed for sale$223,000
2022-03-10Sold$175,000
2022-02-19Contingent$175,000
2022-01-25Listed for sale$175,000
2022-01-15Listing removed$170,000
2022-01-10Price change$170,000
2021-12-08Price change$172,500
2021-11-30Listed for sale$175,000
2006-04-28Sold$128,500
1999-05-11Sold$91,000

For Sale by Agent

AgentJayvion Stevens
BrokerageReal of Ohio

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