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1045 Us Highway 42 SW, London, OH, 43140

4beds
3baths
3,770sqft
$750,000
$199price/sqft
$5,141/moest. monthly cost
$205,640/yrincome needed

About This Home

Welcome to this impressive 3,770 sq. ft. two-story custom built Schumacher home situated on 2.25 beautifully landscaped acres just outside of London! Built in 2004, this spacious 4-bedroom, 3-bath home offers the perfect combination of country living, generous living space and convenient access to town. The property backs directly to the Rails-to-Trails bike and walking path--perfect for enjoying miles of walking, biking and outdoor recreation right from your backyard. Inside, you'll find a huge kitchen featuring a large center island, abundant cabinetry and plenty of eat-in space, along with a formal dining room for entertaining. The main level also offers a dedicated first-floor office and a welcoming living area highlighted by a gas fireplace. Upstairs, spacious bedrooms provide plenty of room for family and guests. The impressive 2,298 sq. ft. 9 FT poured-wall basement is already plumbed for an additional bathroom and offers a walkout to the backyard, providing incredible potential for additional finished living space, a recreation room, home gym, theater or guest suite. Outside, enjoy mature landscaping, a large, paver patio and plenty of room to relax or entertain. A 4-car garage and concrete driveway provide excellent parking and storage. With over 6,000 sq. ft. of total space including the unfinished basement, 2.25 acres, a walkout lower level and direct access to the Rails-to-Trails path, this property offers space, privacy and possibilities that are hard to find just minutes from London! NEW ROOF - 2023, WATER FILTRATION SYSTEM. WHOLE HOUSE GENERATOR.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
London Elementary SchoolGrades K-52.4 mi
5/10
London Middle SchoolGrades 6-82.3 mi
6/10
London High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Carpet,Ceramic/Porcelain
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,770
  • Total interior livable area: 3,770 sqft

Property

Details

  • Parcel number: 3000044.006
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Lot size: 2.25 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$333$3,996
Property Taxes $612$7,344
Electricity $404$4,852
Total$5,141$61,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,262/yr
40% on housing$154,230/yr
45% on housing$137,093/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 43140$391
Madison County$333

vs Homes Sold Last Month

Median $/sqft

ZIP 43140$201
Madison County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$750,000
2004-10-20Sold$51,000

For Sale by Agent

AgentAndrea Dillion
Brokeragee-Merge Real Estate Results

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