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95580 S Coos River Ln, Coos Bay, OR, 97420

3beds
2baths
2,500sqft
$495,000
$198price/sqft
$3,127/moest. monthly cost
$125,080/yrincome needed

About This Home

Charming river view retreat on the Coos River! This beautifully updated 1913 home offers 3 bedrooms, 2 baths, and approx. 2,500 sqft on a spacious 0.53-acre lot. Enjoy peaceful water, territorial, and wooded views in a rural country setting just minutes from town. Features include a remodeled interior, main-level primary bedroom, and abundant natural light throughout. Level lot with RV parking and plenty of space for outdoor living or future possibilities. Spring water and septic in place. A rare coastal Oregon opportunity with character, space, and serenity! Contact your favorite realtor for a showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Eastside SchoolGrades K-23.1 mi
8/10
Lighthouse SchoolGrades K-83.5 mi
3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1913

Materials

  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Stainless Steel Appliance(s),Microwave,Electric Water Heater

Bedroom2

  • Features: Wallto Wall Carpet
  • Level: Upper

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Features: Tile Floor
  • Level: Main

Features

  • Closet,Ceiling Fan(s)
  • Window features: Vinyl Frames
  • Flooring: Tile,Wall to Wall Carpet
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Kitchen

  • Features: Dishwasher, Microwave,Free Standing Range, Free Standing Refrigerator, Tile Floor
  • Level: Main

Living Room

  • Features: Ceiling Fan, Pellet Stove,Wallto Wall Carpet
  • Level: Main

Master Bedroom

  • Features: Wallto Wall Carpet
  • Level: Main

Property

Details

  • Parcel number: 287500
  • Zoning: 20-RS

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Exterior Entry
  • Has view: Yes
  • View description: River,Territorial,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • Waterbody name: Coos River

Lot

  • Lot size: 0.53 Acres
  • Features: Level,SqFt 20000 to Acres1
  • Lot size dimensions: 112.5 x 208.5

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Earthquake
Landslide

FEMA Declared Disasters in Coos County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$166$1,992
Property Taxes $233$2,796
Electricity $226$2,722
Total$3,127$37,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,211/yr
40% on housing$93,810/yr
45% on housing$83,386/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 97420$198
Coos County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 97420$204
Coos County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$495,000
2022-05-09Sold$2,500,000
2022-03-21Pending sale$2,895,000
2022-03-16Listed for sale$2,895,000
1996-12-30Sold$60,750

For Sale by Agent

AgentJustin Hess, MORE Realty, Earlene Brown, MORE Realty
BrokerageMORE Realty

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